What they do:
Advance next payday, and BNPL for bills
Quick facts:
Y Combinator Winter 2022 Startups
This list has 398 startups and was last updated on Oct 15, 2026. 81 of them are hiring right now. Biggest hubs: San Francisco (105), New York (51), and Los Angeles (15). Largest teams: Kapital Bank, Remedial Health, and beU delivery. Latest round: WhiteLab Genomics raised €23.2M (Oct 6, 2026).
398 startupsPage 6 of 12
What they do:
Marketing automation for the modern world
Quick facts:
HQ: San Francisco, CA, United States
What they do:
MySivi - AI English Speaking Practice App
Quick facts:
What they do:
We make carbon negative chemicals from CO2 using fermentation
Quick facts:
HQ: Nottingham, United Kingdom
Beam
Hiring
What they do:
AI-Native Cloud Platform
Quick facts:
HQ: New York, NY, United States
Complete
Hiring
What they do:
The complete way to do compensation
Quick facts:
HQ: San Francisco, CA, United States
What they do:
A social streaming platform powered by creators and fans
Quick facts:
HQ: Los Angeles, CA, United States
What they do:
Bring your photos to life with Vimmerse
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Pediatric digital therapeutic for the +100M families in the US
Quick facts:
HQ: San Francisco, CA, United States
Attain
Hiring
What they do:
One-Stop Shop for Convenience Store Inventory
Quick facts:
HQ: San Francisco, CA, United States
PropelAuth
Hiring
What they do:
Team-based authentication for B2B SaaS
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Self-learning care for complex illness
Quick facts:
HQ: San Francisco, CA, United States
What they do:
An intelligent, visual knowledge base for learning complex topics.
Quick facts:
HQ: Manchester, United Kingdom
Darsel
Hiring
What they do:
Chatbot teaching K12 math in developing countries
Quick facts:
HQ: Amman, Jordan
What they do:
Seamless Fiat Payments for Web3
Quick facts:
HQ: Singapore
What they do:
IndustrialNext builds the AI brain for manufacturing –…
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Fully autonomous defense solutions for the global edge.
Quick facts:
HQ: Raleigh, NC, United States
What they do:
A single point integration for secure and automated EV charging.
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Corporate Expense cards and Spend management for businesses in Africa
Quick facts:
What they do:
AI based Customizable Subscription & Revenue Management Platform
Quick facts:
HQ: London, United Kingdom
What they do:
Visually design and manage cloud infrastructures.
Quick facts:
HQ: New York, NY, United States
Inden
Hiring
What they do:
How people actually talk to machines.
Quick facts:
What they do:
Software for tattoo artists and studios
Quick facts:
What they do:
Sims but Social Media
Quick facts:
HQ: New York, NY, United States
Housewarming
Hiring
What they do:
Share casual moments with the people you care about
Quick facts:
HQ: New York, NY, United States
Postal
Hiring
What they do:
An AI native virtual address & mailroom for businesses.
Quick facts:
HQ: New York, NY, United States
Versable
Hiring
What they do:
AI powered product description enhancement for the auto parts industry
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Web-app | investment education and analysis tools for retail investors
Quick facts:
HQ: New York, NY, United States
What they do:
Flexible Workplace Savings plans for SMEs in MENA.
Quick facts:
What they do:
Webhooks Gateway for outgoing and incoming webhooks.
Quick facts:
HQ: London, United Kingdom
What they do:
We deliver toll-free internet apps
Quick facts:
HQ: London, United Kingdom
What they do:
Unlock African payments
Quick facts:
HQ: Wilmington, DE, United States
What they do:
Accelerate verifiable computing
Quick facts:
HQ: Boston, MA, United States
What they do:
Making mental health accessible to everyone.
Quick facts:
HQ: Remote
Reviving Mind
Hiring
What they do:
Addressing Loneliness and Isolation for Seniors
Quick facts:
HQ: San Francisco, CA, United States
What they do:
US based USD accounts for non-US residents
Quick facts: