Stripe
Hiring
What they do:
Economic infrastructure for the internet.
Quick facts:
HQ: San Francisco, CA, United States
Top Banking as a Service Startups
This list has 26 startups and was last updated on Oct 15, 2026. 7 of them are hiring right now. Biggest hubs: San Francisco (7), Lagos (4), and Bengaluru (2). Largest teams: Stripe, Razorpay, and Verto.
26 startups
Razorpay
Hiring
What they do:
India's only full-stack financial solutions company for businesses.
Quick facts:
Verto
Hiring
What they do:
Cross-Border Payments and FX Simplified
Quick facts:
HQ: London, United Kingdom
What they do:
Embedded banking software platform and marketplace
Quick facts:
HQ: San Francisco, CA, United States
BeGo
Hiring
What they do:
BeGo Connects cargo shippers with truck suppliers in Mexico and US
Quick facts:
HQ: San Francisco, CA, United States
What they do:
An end-to-end digital banking solution for banks and credit unions
Quick facts:
HQ: Troy, MI, United States
What they do:
Diversified credit infrastructure powering payments across Africa.
Quick facts:
What they do:
API Platform for Banking Integrations (Plaid for India and APAC)
Quick facts:
Prelim
Hiring
What they do:
Build better banking
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Affirm for LATAM
Quick facts:
HQ: Córdoba, Argentina
What they do:
First financial Superapp of Latin America
Quick facts:
What they do:
The digital bank for small businesses in the Philippines.
Quick facts:
HQ: Makati, Philippines
OWNY
Hiring
What they do:
AI driven payment rails for emerging market banks.
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Simplified Banking as a Service for Latam
Quick facts:
HQ: Panama City, Panama
What they do:
Group Financing for small businesses across Africa.
Quick facts:
What they do:
Jenfi provides revenue-based financing for digital businesses in Asia
Quick facts:
HQ: Singapore
Kobalt Labs
Hiring
What they do:
AI-powered risk and compliance for financial institutions
Quick facts:
HQ: New York, NY, United States
What they do:
All in one finance platform for borderless businesses in Africa
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Data-driven embedded Financial Services for Gig Workers
Quick facts:
What they do:
Embedded finance platform for African businesses
Quick facts:
Sandbox Banking
Acquired
What they do:
Low-code integration platform for banking
Quick facts:
HQ: Boston, MA, United States
Arc
Acquired
What they do:
Banking & Funding for Startups
Quick facts:
HQ: San Francisco, CA, United States
Parker
Shut down
What they do:
Parker is a digital bank.
Quick facts:
HQ: New York, NY, United States
Ivella
Shut down
What they do:
Banking and savings products designed for couples
Quick facts:
HQ: Los Angeles, CA, United States
Bridgecard
Shut down
What they do:
Card issuer for Africa
Quick facts:
Valari
Shut down
What they do:
Embedded finance platform for LatAm.
Quick facts:
HQ: Mexico City, Mexico
Questions and answers
How many startups are on this list?
There are 26 startups on this list, last updated on Oct 15, 2026.
Which of them are hiring?
7 of them are hiring right now, including Stripe, Razorpay, and Verto.
Which of them have the largest teams?
By team size: Stripe (7,000 employees), Razorpay (2,700 employees), and Verto (170 employees).
Where are they based?
The biggest hubs are San Francisco (7), Lagos (4), and Bengaluru (2).