What they do:
The new American reinsurance company.
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HQ: San Francisco, CA, United States
Top Insurance Startups
This list has 112 startups and was last updated on Oct 16, 2026. 42 of them are hiring right now. Biggest hubs: San Francisco (53), New York (17), and London (7). Largest teams: Newfront, Corgi Insurance, and Jerry.
112 startupsPage 3 of 4
What they do:
AI Native Commercial Insurance Broker
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HQ: Philadelphia, PA, United States
What they do:
AI Native Commercial Insurance Brokerage
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HQ: San Francisco, CA, United States
What they do:
The AI-Native Decision Layer for Health Insurance
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HQ: Providence, RI, United States
What they do:
Florin is an AI-native insurance company that runs autonomously
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HQ: San Francisco, CA, United States
What they do:
AI agents for insurance claims
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HQ: San Francisco, CA, United States
What they do:
Instant healthcare for all, starting with work comp
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HQ: New York, NY, United States
What they do:
AI Verification for Insurance
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HQ: San Francisco, CA, United States
What they do:
The AI Agent Insurance Carrier
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HQ: San Francisco, CA, United States
What they do:
AI native TPA starting with workers comp
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HQ: San Francisco, CA, United States
What they do:
Legora for commercial insurance carriers
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HQ: San Francisco, CA, United States
What they do:
AI-Native Insurance for Frontier Tech
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HQ: San Francisco, CA, United States
What they do:
AI Claims Investigator for Insurance
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HQ: New York, NY, United States
What they do:
Your health plan should get better year-round. Not just once a year.
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HQ: San Francisco, CA, United States
What they do:
Digital Co-op Renters Insurance = half the price, better coverage.
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HQ: San Francisco, CA, United States
What they do:
We automate the inventory process in insurance
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HQ: San Francisco, CA, United States
What they do:
Physical intelligence for every decision with Geospatial AI.
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HQ: San Francisco, CA, United States
What they do:
AI-native insurance department for auto body shops
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HQ: San Francisco, CA, United States
YC W27Early stage
What they do:
Commercial insurance for small businesses
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HQ: Salt Lake City, UT, United States
YC F26Early stage
Newfront
Acquired
What they do:
Modern insurance brokerage.
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HQ: San Francisco, CA, United States
Obie
Acquired
What they do:
Moving Investment Property Insurance Forward
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HQ: Chicago, IL, United States
Evry Health
Acquired
What they do:
Better health insurance for mid-size companies
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HQ: Dallas, TX, United States
Verak
Acquired
What they do:
Better Business Insurance for MSMEs in India
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Fat Llama
Acquired
What they do:
Fat Llama is the first fully insured peer-to-peer rental marketplace.…
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HQ: London, United Kingdom
Savvy
Acquired
What they do:
Flexible stipends for employee health insurance
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HQ: San Francisco, CA, United States
Willing
Acquired
What they do:
The best way to make your legal will.
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HQ: Miami, FL, United States
Mulligan
Acquired
What they do:
AI automation for insurance brokerages
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HQ: San Francisco, CA, United States
Catamaran
Acquired
What they do:
The AI-powered risk decision platform
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HQ: London, United Kingdom
Surematics
Acquired
What they do:
We help commercial insurance brokers structure complicated…
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HQ: San Francisco, CA, United States
Cover
Shut down
What they do:
The mobile-first insurance platform that makes insurance easy.
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HQ: San Francisco, CA, United States
WorldCover
Shut down
What they do:
Funding platform for global insurance, starting with crop insurance…
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HQ: New York, NY, United States
Covie
Shut down
What they do:
Programmatic building blocks for transacting with insurance
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HQ: Austin, TX, United States
Zinc Platform
Shut down
What they do:
Insurance Distribution Infrastructure
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HQ: New York, NY, United States
Covela
Shut down
What they do:
The digital insurance broker for SMEs in LATAM
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HQ: Mexico City, Mexico
Blume Benefits
Shut down
What they do:
The AI copilot for health insurance brokers.
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HQ: San Francisco, CA, United States
Leaky
Shut down
What they do:
Online auto and business insurance. (Acquired 2013)
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HQ: San Francisco, CA, United States