What they do:
Smart micro financing for everyone
Quick facts:
HQ: Mexico City, Mexico
Top Lending Startups
This list has 18 startups and was last updated on Oct 15, 2026. 4 of them are hiring right now. Biggest hubs: San Francisco (6), Mexico City (2), and São Paulo (2). Largest teams: Baubap, Z1, and Kredi.
18 startups
What they do:
Digital bank for teenagers in LatAm connected to prepaid card
Quick facts:
What they do:
Rocket Mortgage for LatAm.
Quick facts:
What they do:
Embedded lending infrastructure for software companies
Quick facts:
HQ: Austin, TX, United States
Payflow
Hiring
What they do:
A mobile app. It allows employees to get paid their salary on-demand.
Quick facts:
BelozFi
Hiring
What they do:
Financial health focused micro-lender in Mexico
Quick facts:
HQ: Mexico City, Mexico
What they do:
Working capital for Brazilian restaurants
Quick facts:
What they do:
Intelligent Process Automation for Lending.
Quick facts:
HQ: Singapore
Veritus
Hiring
What they do:
AI agents for the consumer lending industry
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Financing Southeast Asia's ~$1 trillion housing backlog
Quick facts:
HQ: Singapore
Finosu
Hiring
What they do:
AI Native Consumer Loan Servicer
Quick facts:
HQ: New York, NY, United States
What they do:
Secured consumer lending in India
Quick facts:
What they do:
AI Agents for Lending Operations
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Underwrite borrowers around the world in minutes
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Working capital for data companies training frontier AI
Quick facts:
HQ: New York, NY, United States
Stilt
Acquired
What they do:
Financial products for immigrants (acquired by JG Wentworth)
Quick facts:
HQ: San Francisco, CA, United States
Level
Acquired
What they do:
Fast and simple fintech financing
Quick facts:
HQ: San Francisco, CA, United States
LendUp
Shut down
What they do:
LendUp is a socially responsible company on a mission to redefine…
Quick facts:
HQ: San Francisco, CA, United States
Questions and answers
How many startups are on this list?
There are 18 startups on this list, last updated on Oct 15, 2026.
Which of them are hiring?
4 of them are hiring right now, including Payflow, BelozFi, and Veritus.
Which of them have the largest teams?
By team size: Baubap (150 employees), Z1 (80 employees), and Kredi (66 employees).
Where are they based?
The biggest hubs are San Francisco (6), Mexico City (2), and São Paulo (2).