
Chestnut
The first AI mortgage lender
About
Chestnut is the first AI mortgage lender. We automate 99% of human work with AI agents, saving customers 0.5%+ in interest. This is Spencer's second mortgage startup; the first processes 2% of US mortgages annually. So far, Chestnut is licensed in Texas and Colorado where we power purchases, refinances, cash-outs, and more.
Topics
- Location
- San Francisco, CA, United States
- Team size
- 2 employees
- YC batch
- Spring 2025
- Status
- Active
- Stage
- Early stage





