What they do:
Smart micro financing for everyone
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HQ: Mexico City, Mexico
Top Credit and Lending Startups
This list has 75 startups and was last updated on Oct 15, 2026. 17 of them are hiring right now. Biggest hubs: San Francisco (19), New York (8), and Mexico City (5). Largest teams: Kovi, Baubap, and Karbon Card.
75 startupsPage 1 of 3
What they do:
Corporate Card solution for Indian businesses
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What they do:
Working capital for African micro businesses
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HQ: Kampala, Uganda
Nova Credit
Hiring
What they do:
Bridging a world of consumer-permissioned credit data
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HQ: New York, NY, United States
Prodigal
Hiring
What they do:
Lending Intelligence Software
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HQ: San Francisco, CA, United States
What they do:
Digital financial services for students in Southeast Asia
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HQ: Singapore
GIMO
Hiring
What they do:
We help underbanked workers get paid before payday
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HQ: Hanoi, Vietnam
What they do:
Rocket Mortgage for LatAm.
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Zippi
Hiring
What they do:
Payment Platform for LatAm Micro and Small Businesses
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What they do:
Financing platform for LatAm car dealerships.
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HQ: Mexico City, Mexico
What they do:
Diversified credit infrastructure powering payments across Africa.
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What they do:
Creating Microfinance 2.0.
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OneFin
Hiring
What they do:
Shopify for Financial Services
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Legalist
Hiring
What they do:
Legal investment firm
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HQ: San Francisco, CA, United States
What they do:
Credit for the emerging economy in Latam
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What they do:
Salary advance to employees in Brazil.
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What they do:
CredPal is a buy now pay later company in Africa that allows…
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BelozFi
Hiring
What they do:
Financial health focused micro-lender in Mexico
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HQ: Mexico City, Mexico
Karat Financial
Hiring
What they do:
Business banking that helps you grow
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HQ: Los Angeles, CA, United States
What they do:
Grain transforms the debit card you already have into a credit card…
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HQ: San Francisco, CA, United States
What they do:
Affirm for LATAM
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HQ: Córdoba, Argentina
What they do:
Debt Management for Latin America.
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HQ: Cali, Colombia
What they do:
SoFi for trade students
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HQ: New York, NY, United States
Haven
Hiring
What they do:
Homeownership reimagined for the 21st century.
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HQ: New York, NY, United States
What they do:
We give employees cash advances for their 401k match and ESPP
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HQ: San Francisco, CA, United States
What they do:
Group Financing for small businesses across Africa.
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What they do:
Jenfi provides revenue-based financing for digital businesses in Asia
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HQ: Singapore
What they do:
The next-gen lending platform for the banking system in LATAM.
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HQ: Buenos Aires, Argentina
What they do:
Payroll app to pay workers daily for retailers & manufacturers in SEA
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HQ: Hanoi, Vietnam
What they do:
Debt as a service for companies to lend money to their users at scale.
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Veritus
Hiring
What they do:
AI agents for the consumer lending industry
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HQ: San Francisco, CA, United States
What they do:
Point of sale financing for Latin America's middle class.
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What they do:
Clear.co for LATAM. Revenue based financing for online sellers.
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HQ: Mexico City, Mexico
Finosu
Hiring
What they do:
AI Native Consumer Loan Servicer
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HQ: New York, NY, United States
What they do:
Loans to Nigeria's SMEs in under 3 hours
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Cardinal Gray
Hiring
What they do:
Automating lenders' interactions with the DMV
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HQ: New York, NY, United States
Questions and answers
How many startups are on this list?
There are 75 startups on this list, last updated on Oct 15, 2026.
Which of them are hiring?
17 of them are hiring right now, including Nova Credit, Prodigal, and GIMO.
Which of them have the largest teams?
By team size: Kovi (890 employees), Baubap (150 employees), and Karbon Card (144 employees).
Where are they based?
The biggest hubs are San Francisco (19), New York (8), and Mexico City (5).