Creating Microfinance 2.0.
Kosh is a digital lending platform in India, empowering blue-collar workers with a unique joint liability model (much like microfinance but for a different segment). The social component of their underwriting helps control credit risk significantly and lower CAC/Opex in one go, making this 150mn-strong segment credit-worthy.
What they do:
A Global Bank on Chain
Quick facts:
HQ: Miami, FL, United States
What they do:
Direct P2P lending across the international wealth divide.
Quick facts:
HQ: Sterling, VA, United States
What they do:
India's only full-stack financial solutions company for businesses.
Quick facts:
What they do:
Credit cards for Indians that banks cannot see
Quick facts:
What they do:
Credit Card for college students based on UPI.
Quick facts:
What they do:
Secured consumer lending in India
Quick facts:
Creating Microfinance 2.0.
Gurugram, India
56 employees, according to the company profile.
There are no funding rounds for Kosh in our data.
Similar startups: Pana, Zidisha, and Razorpay.