What they do:
Mobile money app for Africa
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HQ: Dakar, Senegal
Top Fintech Startups in Africa
This list has 49 startups and was last updated on Oct 15, 2026. 1 of them are hiring right now. Biggest hubs: Lagos (24), Nairobi (7), and London (3). Largest teams: Wave, Flutterwave, and MarketForce.
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What they do:
Helping businesses make and accept payments from anywhere in Africa.
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What they do:
The SuperApp for neighbourhood merchants in Africa.
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What they do:
We make healthcare in emerging markets affordable and accessible
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What they do:
B2B E-commerce & Fintech platform for Pharmacies & Hospitals in Africa
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What they do:
Challenger Bank for consumers in French speaking Africa.
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HQ: Abidjan, Ivory Coast
What they do:
ThriveAgric help Farmers in Africa access finance, insight and Markets
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HQ: Abuja, Nigeria
What they do:
Banking and payments for businesses in Africa
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What they do:
Payroll, compliance, benefits, and Employer of Record services for…
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What they do:
Modern bill payment platform for African businesses and consumers.
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HQ: Federal Capital Territory, Nigeria
What they do:
Working capital for African micro businesses
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HQ: Kampala, Uganda
What they do:
Diversified credit infrastructure powering payments across Africa.
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What they do:
Digitizing and processing Microtransactions in Africa
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JABU
Hiring
What they do:
B2B payments, transforming Africa's cash economy
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HQ: Cape Town, South Africa
What they do:
Digitizing wealth management in Africa
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What they do:
CredPal is a buy now pay later company in Africa that allows…
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What they do:
Cryptocurrency infrastructure for Africa.
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HQ: London, United Kingdom
What they do:
B2B payments platform for emerging markets.
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What they do:
Claims infrastructure for African health insurance
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What they do:
Eazipay powers effortless payroll and financial access in Africa.
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What they do:
coinbase for derivatives
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HQ: London, United Kingdom
What they do:
Building modern payments, accounting and cashflow management tools…
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HQ: London, United Kingdom
What they do:
Vendy is a marketplace on WhatsApp
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What they do:
Group Financing for small businesses across Africa.
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What they do:
B2B marketplace for Auto Dealers in Africa
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What they do:
Operating system for travel businesses in Africa with embedded finance
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What they do:
Developers of ChitChat, an integrated messaging and payments wallet…
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HQ: Lusaka, Zambia
What they do:
On-demand wage access service built for the African market
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HQ: Cape Town, South Africa
What they do:
Banking services for remote workers and digital nomads
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HQ: San Francisco, CA, United States
What they do:
Enabling Africans to sell online with zero capital
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HQ: Accra, Ghana
What they do:
Bamboo ― the first online brokerage service for Africans and their…
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What they do:
Venmo for B2B in Africa
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HQ: Nigeria
What they do:
Financial tools for cross-border trade
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What they do:
Loans to Nigeria's SMEs in under 3 hours
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What they do:
All in one finance platform for borderless businesses in Africa
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HQ: San Francisco, CA, United States
What they do:
Flexport for Africa - Digital Freight forwarder and Customs Broker.
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Questions and answers
How many startups are on this list?
There are 49 startups on this list, last updated on Oct 15, 2026.
Which of them are hiring?
1 of them are hiring right now, including JABU.
Which of them have the largest teams?
By team size: Wave (1,600 employees), Flutterwave (500 employees), and MarketForce (400 employees).
Where are they based?
The biggest hubs are Lagos (24), Nairobi (7), and London (3).