What they do:
We’re building the world’s bank payment network.
Quick facts:
HQ: London, United Kingdom
Top Fintech Startups in Europe
This list has 93 startups and was last updated on Oct 15, 2026. 29 of them are hiring right now. Biggest hubs: London (45), Paris (12), and Berlin (8). Largest teams: GoCardless, LemFi, and Plate IQ. Latest round: ModelML raised $60M (Jan 22, 2026).
93 startupsPage 1 of 3
What they do:
Fair, simple and accessible financial services
Quick facts:
HQ: London, United Kingdom
Model ML
Hiring
What they do:
The AI for Financial Services.
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HQ: London, United Kingdom
Funding:
$60M · Equity · Jan 2026
What they do:
Automated Accounts Payable
Quick facts:
HQ: London, United Kingdom
Verto
Hiring
What they do:
Cross-Border Payments and FX Simplified
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HQ: London, United Kingdom
Taktile
Hiring
What they do:
Transform your decision-making with reliable AI agents in weeks, not…
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ARQ
Hiring
What they do:
The global financial platform for affluent consumers in the Americas.
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HQ: London, United Kingdom
What they do:
Single account to manage money across the world
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HQ: London, United Kingdom
What they do:
The new wealth manager for Europe
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What they do:
The World's First Multi-Agent System for Procurement
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HQ: Germany
Prospa
Hiring
What they do:
Banking for businesses
Quick facts:
HQ: London, United Kingdom
Payflow
Hiring
What they do:
A mobile app. It allows employees to get paid their salary on-demand.
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What they do:
Cash collection technology for B2B businesses
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Capi Money
Hiring
What they do:
Helping businesses in emerging markets make pay their international…
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HQ: London, United Kingdom
What they do:
AI agents to run restaurant operations
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REVER
Hiring
What they do:
Changing the way people buy by giving superpowers to shoppers
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Formance
Hiring
What they do:
Open Source Infrastructure for the Financial Internet
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Curacel
Hiring
What they do:
AI-Powered Infrastructure for Insurance & Healthcare
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HQ: London, United Kingdom
What they do:
The Finance Control Centre for African Businesses
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What they do:
Cryptocurrency infrastructure for Africa.
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HQ: London, United Kingdom
What they do:
Helping creators monetize
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HQ: London, United Kingdom
nsave
Hiring
What they do:
Trusted $€£ accounts abroad for people from unstable economies.
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HQ: London, United Kingdom
ClaimSorted
Hiring
What they do:
Making it easy for insurance companies to process claims
Quick facts:
HQ: London, United Kingdom
Balance
Hiring
What they do:
Full-Stack AI Accounting
Quick facts:
HQ: London, United Kingdom
Saturn
Hiring
What they do:
Compliance and back office workflows for Wealth Managers.
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HQ: London, United Kingdom
What they do:
coinbase for derivatives
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HQ: London, United Kingdom
What they do:
Building modern payments, accounting and cashflow management tools…
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HQ: London, United Kingdom
What they do:
The world's largest financial education and community app for women
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HQ: Copenhagen, Denmark
What they do:
Card issuer processor and banking stack for businesses in Sub-…
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HQ: Rotherham, United Kingdom
QFEX
Hiring
What they do:
24/7 Global Stock Exchange
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HQ: London, United Kingdom
Tabula
Hiring
What they do:
Autonomous Accounting Software
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Happl
Hiring
What they do:
Your personalised benefits and engagement platform for global teams
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HQ: London, United Kingdom
What they do:
All things money, with better money
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Caribou
Hiring
What they do:
The autonomous tax firm
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HQ: Lisbon, Portugal
What they do:
Bits is a credit card designed to help people build credit
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HQ: London, United Kingdom
What they do:
Neobank for African migrants in Europe
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Questions and answers
How many startups are on this list?
There are 93 startups on this list, last updated on Oct 15, 2026.
Which of them are hiring?
29 of them are hiring right now, including Model ML, Verto, and Taktile.
Which of them have the largest teams?
By team size: GoCardless (900 employees), LemFi (500 employees), and Plate IQ (200 employees).
Which of them raised money recently?
Latest rounds: Model ML — $60M Equity (Jan 2026).
Where are they based?
The biggest hubs are London (45), Paris (12), and Berlin (8).