What they do:
Spend Intelligence for Complex Enterprises
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Top Fintech Startups in Europe
This list has 93 startups and was last updated on Oct 15, 2026. 29 of them are hiring right now. Biggest hubs: London (45), Paris (12), and Berlin (8). Largest teams: GoCardless, LemFi, and Plate IQ. Latest round: ModelML raised $60M (Jan 22, 2026).
93 startupsPage 3 of 3
What they do:
Censorship resistant democracies.
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What they do:
Recover payment failures and maximize subscription Revenue
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HQ: London, United Kingdom
What they do:
AI-native platform for wealth managers
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YC X26Early stage
Fat Llama
Acquired
What they do:
Fat Llama is the first fully insured peer-to-peer rental marketplace.…
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HQ: London, United Kingdom
Fuell
Acquired
What they do:
Fuell is a leading Expense Management solution that modernizes…
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hypcloud
Acquired
What they do:
A tech-enabled commercial mortgage broker. hypcloud allows property…
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Striga
Acquired
What they do:
Compliant Crypto and Banking Infrastructure
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HQ: Tallinn, Estonia
inai
Acquired
What they do:
Segment for global payments
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HQ: London, United Kingdom
Joe
Acquired
What they do:
We let customers "Buy Now Pay Later" on any store in Europe.
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Tranch
Acquired
What they do:
Tranch is the invoice to payments platform for enterprises.
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HQ: London, United Kingdom
GamerPay
Acquired
What they do:
We are the marketplace for trading gaming skins & assets without scams
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HQ: Copenhagen, Denmark
Strive School
Acquired
What they do:
Training the next generation of software engineers in Europe 🇪🇺
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Catamaran
Acquired
What they do:
The AI-powered risk decision platform
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HQ: London, United Kingdom
Look After My Bills
Acquired
What they do:
Personal fintech - we optimise your bills, every year, automatically.
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HQ: United Kingdom
SolarMente
Shut down
What they do:
Home electrification at $0 upfront cost
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Multis
Shut down
What they do:
Accounting & Treasury Management Software for Web3 Teams
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Aldara
Shut down
What they do:
HOA manager with automated operations
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BuildStream
Shut down
What they do:
Workforce solutions for the construction industry
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HQ: London, United Kingdom
onetool
Shut down
What they do:
App-Store for SaaS: one invoice, one user management, one login.
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OneKey
Shut down
What they do:
Find the most profitable sites to build EV charging station
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