What they do:
Empowering businesses to grow.
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HQ: Mexico City, Mexico
Top Payments Startups in Latin America
This list has 32 startups and was last updated on Oct 15, 2026. 4 of them are hiring right now. Biggest hubs: Mexico City (9), São Paulo (4), and Bogotá (4). Largest teams: Kapital Bank, Grin, and Toku.
32 startups
What they do:
Account Receivables Platform for Latin American Enterprises
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What they do:
All-in-one platform for creators to sell courses and subscriptions
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What they do:
Enabling consumers split the cost of purchases without a credit card
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HQ: Mexico City, Mexico
What they do:
Digital bank for teenagers in LatAm connected to prepaid card
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What they do:
Account-to-Account payments in Mexico and Chile.
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What they do:
Malga is an API to accept payments with multiple payment providers
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HQ: Rio de Janeiro, Brazil
What they do:
The AI-native financial platform for enterprises
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HQ: Manaus, Brazil
Infinia
Hiring
What they do:
Move money programmatically - built for developers
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HQ: Montevideo, Uruguay
What they do:
Affirm for LATAM
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HQ: Córdoba, Argentina
What they do:
Embedded finance infrastructure for LatAm enterprises.
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What they do:
First financial Superapp of Latin America
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What they do:
Pay, Get Paid and Extend Cash Flow using your Credit Card as…
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HQ: Mexico City, Mexico
PoloTab
Hiring
What they do:
Restaurant software that actually works
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HQ: Mexico City, Mexico
What they do:
The global neo-bank for contractors and freelancers
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HQ: Buenos Aires, Argentina
Rebill
Hiring
What they do:
Financial infrastructure for the Americas
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HQ: Buenos Aires, Argentina
What they do:
B2B-2C real-time account to account payments
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Coba
Hiring
What they do:
Dual Currency Accounts For LatAm
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What they do:
AI-native direct booking infrastructure for global hospitality
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HQ: Mexico City, Mexico
What they do:
The Global Dollar App for Brazil
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What they do:
LATAM’s largest stablecoin FX and liquidity provider
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HQ: Mexico City, Mexico
What they do:
Flux is building the payment network for alternative payments in…
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HQ: Mexico City, Mexico
What they do:
AI & financial services for real estate in LatAm, starting by rent
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What they do:
Crypto On and Off Ramp for Latam
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HQ: Miami, FL, United States
What they do:
All-in-one spend management for businesses in Latam
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What they do:
Building the operating system for developing world merchants
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HQ: Panama City, Panama
What they do:
We help offline LatAm SMBs manage and accelerate their cash-flow
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Grin
Acquired
What they do:
Mobility and payments platform for Latin America
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HQ: Mexico City, Mexico
Arcus
Acquired
What they do:
Payment-as-a-service that helps any business launch payment solutions
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HQ: New York, NY, United States
Flinto
Acquired
What they do:
Mexico's digital wallet
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HQ: Mexico City, Mexico
YC W18Early stage
Valiu
Shut down
What they do:
USD mobile banking for LatAm's businesses and people
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Drip
Shut down
What they do:
Shop and pay in installments anywhere
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Questions and answers
How many startups are on this list?
There are 32 startups on this list, last updated on Oct 15, 2026.
Which of them are hiring?
4 of them are hiring right now, including Infinia, PoloTab, and Rebill.
Which of them have the largest teams?
By team size: Kapital Bank (3,600 employees), Grin (300 employees), and Toku (150 employees).
Where are they based?
The biggest hubs are Mexico City (9), São Paulo (4), and Bogotá (4).