What they do:
Building Payments for the Next Billion.
Quick facts:
HQ: New York, NY, United States
Top Payments Startups in New York
This list has 21 startups and was last updated on Oct 15, 2026. 6 of them are hiring right now. Largest teams: NALA, Tremendous, and Arcus.
21 startups
What they do:
How businesses send money to people at scale. Fast, free, global.
Quick facts:
HQ: New York, NY, United States
What they do:
Your global dollar account powered by stablecoins
Quick facts:
HQ: New York, NY, United States
What they do:
The only piece of software a coffee shop needs to operate.
Quick facts:
HQ: New York, NY, United States
Spade
Hiring
What they do:
Spade is the data and AI platform for modern finance.
Quick facts:
HQ: New York, NY, United States
Per Diem
Hiring
What they do:
The AI operating system for restaurants
Quick facts:
HQ: New York, NY, United States
Chariot
Hiring
What they do:
A payment network connecting nonprofits to the $326B in DAFs
Quick facts:
HQ: New York, NY, United States
What they do:
Subscription infrastructure & paywall experimentation for mobile apps
Quick facts:
HQ: New York, NY, United States
Swadesh
Hiring
What they do:
We setup Immigrants with a free US Bank Account, Credit Card, SIM…
Quick facts:
HQ: New York, NY, United States
What they do:
Buy Now Pay Later + Cash Advance for Household Essentials
Quick facts:
HQ: New York, NY, United States
Arpari
Hiring
What they do:
Multibank treasury management
Quick facts:
HQ: New York, NY, United States
Vendora
Hiring
What they do:
All-in-One Software for the $1T Grocery Industry
Quick facts:
HQ: New York, NY, United States
What they do:
The intelligence and execution layer for agentic B2B card payments.
Quick facts:
HQ: New York, NY, United States
What they do:
Multi-chain deposit and payment infrastructure
Quick facts:
HQ: New York, NY, United States
What they do:
Monetization platform for AI characters and dramas
Quick facts:
HQ: New York, NY, United States
What they do:
Charm is the universal payments app — send money to anyone.
Quick facts:
HQ: New York, NY, United States
Arcus
Acquired
What they do:
Payment-as-a-service that helps any business launch payment solutions
Quick facts:
HQ: New York, NY, United States
Abacus
Acquired
What they do:
Making expense reports obsolete
Quick facts:
HQ: New York, NY, United States
Weav
Acquired
What they do:
Weav is the universal API for commerce platforms
Quick facts:
HQ: New York, NY, United States
Consul
Acquired
What they do:
The Stablecoin Payouts Platform
Quick facts:
HQ: New York, NY, United States
Paribus
Acquired
Quick facts:
HQ: New York, NY, United States
Questions and answers
How many startups are on this list?
There are 21 startups on this list, last updated on Oct 15, 2026.
Which of them are hiring?
6 of them are hiring right now, including Spade, Per Diem, and Chariot.
Which of them have the largest teams?
By team size: NALA (168 employees), Tremendous (150 employees), and Arcus (100 employees).