What they do:
Executable healthcare contracts
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HQ: San Francisco, CA, United States
Top Insurtech Startups in California
This list has 65 startups and was last updated on Oct 15, 2026. 28 of them are hiring right now. Biggest hubs: San Francisco (61) and Los Angeles (2). Largest teams: Gusto, Newfront, and Corgi Insurance. Latest round: Corgi Insurance Services raised $266M (Jun 4, 2026).
65 startupsPage 2 of 2
What they do:
The new American reinsurance company.
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HQ: San Francisco, CA, United States
What they do:
Insurance risk layer for physical AI
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HQ: San Francisco, CA, United States
What they do:
AI Native Commercial Insurance Brokerage
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HQ: San Francisco, CA, United States
What they do:
Florin is an AI-native insurance company that runs autonomously
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HQ: San Francisco, CA, United States
What they do:
AI Verification for Insurance
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HQ: San Francisco, CA, United States
What they do:
The AI Agent Insurance Carrier
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HQ: San Francisco, CA, United States
What they do:
AI native TPA starting with workers comp
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HQ: San Francisco, CA, United States
What they do:
Legora for commercial insurance carriers
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HQ: San Francisco, CA, United States
What they do:
AI-Native Insurance for Frontier Tech
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HQ: San Francisco, CA, United States
What they do:
Your health plan should get better year-round. Not just once a year.
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HQ: San Francisco, CA, United States
What they do:
Digital Co-op Renters Insurance = half the price, better coverage.
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HQ: San Francisco, CA, United States
What they do:
We automate the inventory process in insurance
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HQ: San Francisco, CA, United States
What they do:
Physical intelligence for every decision with Geospatial AI.
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HQ: San Francisco, CA, United States
What they do:
AI-native insurance department for auto body shops
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HQ: San Francisco, CA, United States
YC W27Early stage
Newfront
Acquired
What they do:
Modern insurance brokerage.
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HQ: San Francisco, CA, United States
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HQ: Newport Beach, CA, United States
Funding:
$791M · Jun 2026
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HQ: San Francisco, CA, United States
Incorporated: 2024
Funding:
$266M · Equity · Jun 2026
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HQ: Los Angeles, CA, United States
Funding:
$1.4M · Debt · May 2026
Savvy
Acquired
What they do:
Flexible stipends for employee health insurance
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HQ: San Francisco, CA, United States
Mulligan
Acquired
What they do:
AI automation for insurance brokerages
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HQ: San Francisco, CA, United States
Surematics
Acquired
What they do:
We help commercial insurance brokers structure complicated…
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HQ: San Francisco, CA, United States
Cover
Shut down
What they do:
The mobile-first insurance platform that makes insurance easy.
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HQ: San Francisco, CA, United States
Remy
Shut down
What they do:
Making it simpler for medical clinics to work with insurance
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HQ: San Francisco, CA, United States
Blume Benefits
Shut down
What they do:
The AI copilot for health insurance brokers.
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HQ: San Francisco, CA, United States
Leaky
Shut down
What they do:
Online auto and business insurance. (Acquired 2013)
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HQ: San Francisco, CA, United States
PhysioHealth
Shut down
What they do:
An enterprise health benefits platform that rewards employees for…
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HQ: San Francisco, CA, United States
RiskAngle
Shut down
What they do:
AI medical summaries in minutes
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HQ: San Francisco, CA, United States
CareLedger
Shut down
What they do:
CareLedger helps companies save money on healthcare expenses by…
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HQ: San Francisco, CA, United States
YC S15Early stage