Gusto
Hiring
What they do:
Provides growing businesses with everything to take care of their team
Quick facts:
HQ: San Francisco, CA, United States
Top Insurtech Startups in California
This list has 65 startups and was last updated on Oct 15, 2026. 28 of them are hiring right now. Biggest hubs: San Francisco (61) and Los Angeles (2). Largest teams: Gusto, Newfront, and Corgi Insurance. Latest round: Corgi Insurance Services raised $266M (Jun 4, 2026).
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Corgi Insurance
Hiring
What they do:
Corgi is building an AI financial infrastructure company
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Jerry is building the AI agent to manage all your physical assets.
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Private sector Healthcare.gov.
Quick facts:
HQ: Sacramento, CA, United States
SafetyWing
Hiring
What they do:
Health insurance for remote teams
Quick facts:
HQ: San Francisco, CA, United States
What they do:
The fastest path from submission to better decisions.
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Health Insurance for Startups
Quick facts:
HQ: San Francisco, CA, United States
Shepherd
Hiring
What they do:
Modernizing commercial insurance
Quick facts:
HQ: San Francisco, CA, United States
Latent
Hiring
What they do:
Medical language models to automate healthcare operations
Quick facts:
HQ: San Francisco, CA, United States
Tint
Hiring
What they do:
Makes it easy for tech platforms to embed insurance into products
Quick facts:
HQ: San Francisco, CA, United States
FurtherAI
Hiring
What they do:
AI Workforce for the Insurance Industry
Quick facts:
HQ: San Francisco, CA, United States
SimplyInsured
Hiring
What they do:
We sell health insurance to small businesses 100% online.
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Turnkey security & hassle-free cyber insurance from leading insurers
Quick facts:
HQ: San Francisco, CA, United States
Harper
Hiring
What they do:
AI-native commercial insurance brokerage
Quick facts:
HQ: San Francisco, CA, United States
Datrics
Hiring
What they do:
Generative AI Healthcare Coding Automation
Quick facts:
HQ: San Francisco, CA, United States
Strada
Hiring
What they do:
AI agents that run insurance operations
Quick facts:
HQ: San Francisco, CA, United States
Stream
Hiring
What they do:
The AI Claims Workbench automating insurance claims
Quick facts:
HQ: San Francisco, CA, United States
Ignition Benefits
Hiring
What they do:
The AI-Native Benefits Brokerage
Quick facts:
HQ: Los Angeles, CA, United States
Clicks Health
Hiring
What they do:
AI agents for your healthcare back-office operations.
Quick facts:
HQ: San Francisco, CA, United States
Cair Health
Hiring
What they do:
AI Agents for Healthcare RCM
Quick facts:
HQ: San Francisco, CA, United States
Kinro
Hiring
What they do:
Autonomous insurance brokerage for small businesses
Quick facts:
HQ: San Francisco, CA, United States
Cozmo AI
Hiring
What they do:
End-to-end AI agents for property claims, from loss report to estimate
Quick facts:
HQ: San Francisco, CA, United States
Tesora
Hiring
What they do:
Frontier AI for Actuaries
Quick facts:
HQ: San Francisco, CA, United States
Prescience, Inc.
Hiring
What they do:
Superintelligent health insurance that keeps employees healthy
Quick facts:
HQ: San Francisco, CA, United States
Quill Bills
Hiring
What they do:
AI-Powered Medical Billing
Quick facts:
HQ: San Francisco, CA, United States
SafeButler
Hiring
What they do:
Your chief servant for shopping insurance
Quick facts:
HQ: San Francisco, CA, United States
Hedge
Hiring
What they do:
AI-Native insurance company
Quick facts:
HQ: San Francisco, CA, United States
Klaimee
Hiring
What they do:
Liability insurance for AI Agents. You deploy agents, we cover you.
Quick facts:
HQ: San Francisco, CA, United States
Huscarl
Hiring
What they do:
AI-native actuary enabling self-insurance for corporations
Quick facts:
HQ: San Francisco, CA, United States
Covera
Hiring
What they do:
AI-native OS for insurance brokers
Quick facts:
HQ: San Francisco, CA, United States
Denta
Hiring
What they do:
Fortune 500 Dental Benefits for Startups
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Voice AI teams for medicare agencies.
Quick facts:
HQ: San Francisco, CA, United States
Adaptional
Hiring
What they do:
AI-powered insurance claims review
Quick facts:
HQ: San Francisco, CA, United States
YC S25Early stage
What they do:
Casey is an AI-native commercial insurance brokerage
Quick facts:
HQ: San Francisco, CA, United States
Spine
Hiring
What they do:
We run benefits, payroll & compliance for startups, for free
Quick facts:
HQ: San Francisco, CA, United States
YC F26Early stage
What they do:
Invoicing that pays you even if your buyer doesn’t
Quick facts:
HQ: San Francisco, CA, United States
Questions and answers
How many startups are on this list?
There are 65 startups on this list, last updated on Oct 15, 2026.
Which of them are hiring?
28 of them are hiring right now, including Gusto, Corgi Insurance, and SafetyWing.
Which of them have the largest teams?
By team size: Gusto (2,400 employees), Newfront (800 employees), and Corgi Insurance (250 employees).
Which of them raised money recently?
Latest rounds: Corgi Insurance Services — $266M Equity (Jun 2026), Pacific LIFE Insurance — $791M (Jun 2026), and SF Insuretech — $1.4M Debt (May 2026).
Where are they based?
The biggest hubs are San Francisco (61) and Los Angeles (2).