What they do:
Automating procurement and finance for construction companies
Quick facts:
HQ: New York, NY, United States
Top Insurtech Startups
This list has 159 startups and was last updated on Oct 15, 2026. 50 of them are hiring right now. Biggest hubs: San Francisco (61), New York (25), and London (7). Largest teams: Gusto, Newfront, and Reliance Health. Latest round: High Street Holdco raised $3.74M (Oct 8, 2026).
Survival statistics →209 open roles →
159 startupsPage 3 of 5
What they do:
Enabling birth & postpartum doulas to easily accept insurance.
Quick facts:
HQ: New York, NY, United States
What they do:
Healthcare personal assistants for Medicare patients.
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HQ: New York, NY, United States
CopyCat AI
Hiring
What they do:
AI for Commercial Insurance Agencies
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HQ: Seattle, WA, United States
Hedge
Hiring
What they do:
AI-Native insurance company
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HQ: San Francisco, CA, United States
Klaimee
Hiring
What they do:
Liability insurance for AI Agents. You deploy agents, we cover you.
Quick facts:
HQ: San Francisco, CA, United States
Huscarl
Hiring
What they do:
AI-native actuary enabling self-insurance for corporations
Quick facts:
HQ: San Francisco, CA, United States
PRINCEPS
Hiring
What they do:
AI-native insurance company for the compute economy
Quick facts:
HQ: London, United Kingdom
Covera
Hiring
What they do:
AI-native OS for insurance brokers
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Accidental Death Insurance for Surgery
Quick facts:
Denta
Hiring
What they do:
Fortune 500 Dental Benefits for Startups
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Voice AI teams for medicare agencies.
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HQ: San Francisco, CA, United States
What they do:
AI Platform for Commercial Insurance Brokerages
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Adaptional
Hiring
What they do:
AI-powered insurance claims review
Quick facts:
HQ: San Francisco, CA, United States
YC S25Early stage
What they do:
Casey is an AI-native commercial insurance brokerage
Quick facts:
HQ: San Francisco, CA, United States
Spine
Hiring
What they do:
We run benefits, payroll & compliance for startups, for free
Quick facts:
HQ: San Francisco, CA, United States
YC F26Early stage
What they do:
The Modern Surety Bond Platform
Quick facts:
HQ: Austin, TX, United States
What they do:
Intelligent Medical Record Reviews
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HQ: New York, NY, United States
What they do:
Invoicing that pays you even if your buyer doesn’t
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HQ: San Francisco, CA, United States
What they do:
Executable healthcare contracts
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HQ: San Francisco, CA, United States
What they do:
The new American reinsurance company.
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HQ: San Francisco, CA, United States
What they do:
AI Native Commercial Insurance Broker
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HQ: Philadelphia, PA, United States
What they do:
Insurance risk layer for physical AI
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HQ: San Francisco, CA, United States
What they do:
AI Native Commercial Insurance Brokerage
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HQ: San Francisco, CA, United States
What they do:
The AI-Native Decision Layer for Health Insurance
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HQ: Providence, RI, United States
What they do:
Florin is an AI-native insurance company that runs autonomously
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HQ: San Francisco, CA, United States
What they do:
Get Paid for Family Caregiving
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HQ: Dover, DE, United States
What they do:
Instant healthcare for all, starting with work comp
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HQ: New York, NY, United States
What they do:
AI Verification for Insurance
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HQ: San Francisco, CA, United States
What they do:
The AI Agent Insurance Carrier
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HQ: San Francisco, CA, United States
What they do:
AI native TPA starting with workers comp
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HQ: San Francisco, CA, United States
What they do:
Legora for commercial insurance carriers
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HQ: San Francisco, CA, United States
What they do:
AI-Native Insurance for Frontier Tech
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HQ: San Francisco, CA, United States
What they do:
AI Claims Investigator for Insurance
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HQ: New York, NY, United States
What they do:
Your health plan should get better year-round. Not just once a year.
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HQ: San Francisco, CA, United States
What they do:
Digital Co-op Renters Insurance = half the price, better coverage.
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HQ: San Francisco, CA, United States