What they do:
Helping fleets find and pay parking tickets
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HQ: Pittsburgh, PA, United States
Top Payments Startups
This list has 235 startups and was last updated on Oct 15, 2026. 58 of them are hiring right now. Biggest hubs: San Francisco (62), New York (21), and Bengaluru (16). Largest teams: Kapital Bank, Razorpay, and Wave. Latest round: Wally raised $25M (Oct 8, 2026).
Survival statistics →196 open roles →
235 startupsPage 5 of 7
What they do:
Building the operating system for developing world merchants
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HQ: Panama City, Panama
What they do:
Invoicing that pays you even if your buyer doesn’t
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HQ: San Francisco, CA, United States
What they do:
Payments made easy for international travelers.
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HQ: San Francisco, CA, United States
What they do:
International payroll, built for founders
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HQ: San Francisco, CA, United States
What they do:
We help offline LatAm SMBs manage and accelerate their cash-flow
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What they do:
AI to increase payment acceptance and reduce fraud for businesses
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HQ: Singapore
What they do:
AI-powered workflow automation for US healthcare providers.
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HQ: London, United Kingdom
What they do:
The AI infrastructure for cash-flow-aligned business rent
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HQ: Miami, FL, United States
What they do:
Multi-chain deposit and payment infrastructure
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HQ: New York, NY, United States
What they do:
Encarte is building 1-click checkout for all online stores.
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HQ: San Francisco, CA, United States
What they do:
Accounts receivable automation to help companies get paid faster
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HQ: Miami, FL, United States
What they do:
Monetization platform for AI characters and dramas
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HQ: New York, NY, United States
What they do:
Payments & analytics for apps in the OpenAI GPT Store
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What they do:
Digital banking platform for the 30 million smartphone users in DRC.
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HQ: Kinshasa, Democratic Republic of the Congo
What they do:
Recover payment failures and maximize subscription Revenue
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HQ: London, United Kingdom
What they do:
Automate your chargebacks with AI agents
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HQ: San Francisco, CA, United States
What they do:
The smarter way to manage USD earnings globally
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HQ: San Francisco, CA, United States
What they do:
Drop-in Direct Billing SDK for In-App Purchases
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HQ: San Diego, CA, United States
What they do:
API for performance-based payroll
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HQ: San Francisco, CA, United States
What they do:
Charm is the universal payments app — send money to anyone.
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HQ: New York, NY, United States
What they do:
The spend control layer for AI agents
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HQ: San Francisco, CA, United States
What they do:
Investing in innovation
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HQ: San Francisco, CA, United States
WePay
Acquired
What they do:
Payments for platform businesses.
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HQ: San Francisco, CA, United States
Sendwave
Acquired
What they do:
Instant, no fee international remittances.
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HQ: Boston, MA, United States
Paystack
Acquired
What they do:
Modern payments infrastructure for Africa
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HQ: Bridgewater, NJ, United States
Incorporated: 2025
Funding:
$50M · Equity · Mar 2026
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HQ: Orem, UT, United States
Incorporated: 2023
Funding:
$5M · Equity · Mar 2026
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HQ: Littleton, CO, United States
Incorporated: 2025
Funding:
$1.2M · Equity · Jun 2026
Caper
Acquired
What they do:
Plug-and-play cashier-less retail powered by computer vision and AI
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Grin
Acquired
What they do:
Mobility and payments platform for Latin America
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HQ: Mexico City, Mexico
Routable
Acquired
What they do:
Simplifying payouts at scale
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HQ: San Francisco, CA, United States
Arcus
Acquired
What they do:
Payment-as-a-service that helps any business launch payment solutions
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HQ: New York, NY, United States
Momence
Acquired
What they do:
Scheduling and payments for experiences
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HQ: San Francisco, CA, United States
Xfers
Acquired
What they do:
Xfers makes it possible for people to make and receive payments via…
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HQ: Singapore
OrderAhead
Acquired
What they do:
Order ahead for pickup
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HQ: San Francisco, CA, United States