What they do:
Data-driven embedded Financial Services for Gig Workers
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Top Credit and Lending Startups
This list has 75 startups and was last updated on Oct 15, 2026. 17 of them are hiring right now. Biggest hubs: San Francisco (19), New York (8), and Mexico City (5). Largest teams: Kovi, Baubap, and Karbon Card.
75 startupsPage 2 of 3
What they do:
Abhi is Pakistan's 1st financial wellness platform focusing on…
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HQ: Sindh, Pakistan
What they do:
Advance next payday, and BNPL for bills
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What they do:
Affirm for general contractors
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HQ: Birmingham, United Kingdom
Copperlane
Hiring
What they do:
Agentic Mortgage Origination
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HQ: San Francisco, CA, United States
What they do:
Buy flights for only a fraction upfront and pay off the rest in…
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HQ: Chicago, IL, United States
What they do:
Loan management software for private lenders
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ClickPe
Hiring
What they do:
Finance on a Click
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HQ: Surat, India
Chestnut
Hiring
What they do:
The first AI mortgage lender
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HQ: San Francisco, CA, United States
Proximitty
Hiring
What they do:
AI operating system for commercial loans
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HQ: San Francisco, CA, United States
What they do:
An online mortgage broker. Get the best mortgage, fast.
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What they do:
Credit Card for college students based on UPI.
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What they do:
Secured consumer lending in India
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What they do:
Financing the next-generation of infrastructure projects
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What they do:
AI Back-Office Automation for Commercial Lenders
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HQ: San Francisco, CA, United States
What they do:
Working capital for data companies training frontier AI
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HQ: New York, NY, United States
What they do:
Direct P2P lending across the international wealth divide.
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HQ: Sterling, VA, United States
Pesto
Hiring
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HQ: San Francisco, CA, United States
Kovi
Acquired
What they do:
Making car ownership more inclusive, flexible and simple.
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R2
Acquired
What they do:
Embedded lending infrastructure
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HQ: Mexico City, Mexico
Accept.inc (formerly BoardRE)
Acquired
What they do:
BoardRE is a new type of mortgage company that upgrades any offer…
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HQ: Denver, CO, United States
Stilt
Acquired
What they do:
Financial products for immigrants (acquired by JG Wentworth)
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HQ: San Francisco, CA, United States
Finley
Acquired
What they do:
Streamline your debt capital raise and management
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HQ: San Francisco, CA, United States
bxblue
Acquired
What they do:
bxblue is a marketplace for people with guaranteed income in Brazil.…
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HQ: Brazil
Bueno Finance
Acquired
What they do:
Building Chime for India
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Dharma Labs
Acquired
What they do:
The easiest way to buy 74k+ crypto tokens with USD
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HQ: San Francisco, CA, United States
BharatX
Acquired
What they do:
Enable Buy-Now-Pay-Later in a White-Labelled Manner
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Trigo
Acquired
What they do:
Rent verification API for landlords and lenders
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HQ: New York, NY, United States
Seawise Capital
Acquired
What they do:
Trade finance company for Indian exporters
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Landed
Acquired
What they do:
White-labeled shared appreciation down payment programs for employers
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HQ: San Francisco, CA, United States
Level
Acquired
What they do:
Fast and simple fintech financing
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HQ: San Francisco, CA, United States
LendUp
Shut down
What they do:
LendUp is a socially responsible company on a mission to redefine…
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HQ: San Francisco, CA, United States
GoBuild (fka Brick)
Shut down
What they do:
The payments solution for small scale construction.
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HQ: San Francisco, CA, United States
Blair
Shut down
What they do:
Financing education through Income Share Agreements
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HQ: San Francisco, CA, United States
Krab
Shut down
What they do:
Instant loans for trucking companies in India
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Paperplane
Shut down
What they do:
Credit risk management platform for builders' merchants
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HQ: New York, NY, United States