What they do:
Fair, simple and accessible financial services
Quick facts:
HQ: London, United Kingdom
Top Banking & Lending Startups in the United Kingdom
This list has 12 startups and was last updated on Oct 15, 2026. 4 of them are hiring right now. Largest teams: LemFi, Verto, and Prospa. Latest round: This Bank raised $6.93M (May 14, 2026).
12 startups
Verto
Hiring
What they do:
Cross-Border Payments and FX Simplified
Quick facts:
HQ: London, United Kingdom
Prospa
Hiring
What they do:
Banking for businesses
Quick facts:
HQ: London, United Kingdom
What they do:
Cryptocurrency infrastructure for Africa.
Quick facts:
HQ: London, United Kingdom
nsave
Hiring
What they do:
Trusted $€£ accounts abroad for people from unstable economies.
Quick facts:
HQ: London, United Kingdom
What they do:
coinbase for derivatives
Quick facts:
HQ: London, United Kingdom
QFEX
Hiring
What they do:
24/7 Global Stock Exchange
Quick facts:
HQ: London, United Kingdom
What they do:
Bits is a credit card designed to help people build credit
Quick facts:
HQ: London, United Kingdom
What they do:
Affirm for general contractors
Quick facts:
HQ: Birmingham, United Kingdom
What they do:
The multicurrency account and card for Brazilians
Quick facts:
HQ: London, United Kingdom
Quick facts:
HQ: London, United Kingdom
Funding:
$6.93M · Debt · May 2026
Quick facts:
HQ: Edinburgh, United Kingdom
Funding:
$6.46M · Equity · Apr 2026
Questions and answers
How many startups are on this list?
There are 12 startups on this list, last updated on Oct 15, 2026.
Which of them are hiring?
4 of them are hiring right now, including Verto, Prospa, and nsave.
Which of them have the largest teams?
By team size: LemFi (500 employees), Verto (170 employees), and Prospa (70 employees).
Which of them raised money recently?
Latest rounds: This Bank — $6.93M Debt (May 2026) and Aberdeen Group plc — $6.46M Equity (Apr 2026).