What they do:
Building Payments for the Next Billion.
Quick facts:
HQ: New York, NY, United States
Top Banking & Lending Startups in New York
This list has 35 startups and was last updated on Oct 15, 2026. 9 of them are hiring right now. Largest teams: NALA, Axoni, and Nova Credit. Latest round: 1006 Brandon raised $899K (Oct 14, 2026).
35 startups
Nova Credit
Hiring
What they do:
Bridging a world of consumer-permissioned credit data
Quick facts:
HQ: New York, NY, United States
OneChronos
Hiring
What they do:
The Smart Market for Institutional Investors
Quick facts:
HQ: New York, NY, United States
What they do:
SoFi for trade students
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HQ: New York, NY, United States
Haven
Hiring
What they do:
Homeownership reimagined for the 21st century.
Quick facts:
HQ: New York, NY, United States
Kobalt Labs
Hiring
What they do:
AI-powered risk and compliance for financial institutions
Quick facts:
HQ: New York, NY, United States
Finosu
Hiring
What they do:
AI Native Consumer Loan Servicer
Quick facts:
HQ: New York, NY, United States
Arpari
Hiring
What they do:
Multibank treasury management
Quick facts:
HQ: New York, NY, United States
Cardinal Gray
Hiring
What they do:
Automating lenders' interactions with the DMV
Quick facts:
HQ: New York, NY, United States
Liquid Compute
Hiring
What they do:
Pending CFTC regulation to be the first cash and physically settled…
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HQ: New York, NY, United States
Maywood
Hiring
What they do:
The first finance-compliant proactive AI that runs 24/7
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HQ: New York, NY, United States
What they do:
Save money and win prizes up to $10m through weekly number draws.
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HQ: New York, NY, United States
What they do:
Institutional equities broker-dealer
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HQ: New York, NY, United States
What they do:
Neobank for e-commerce businesses
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HQ: New York, NY, United States
What they do:
Invest in public companies KPIs
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HQ: New York, NY, United States
What they do:
AI-native financial institution for global businesses + agents.
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HQ: New York, NY, United States
What they do:
Working capital for data companies training frontier AI
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HQ: New York, NY, United States
What they do:
Combined checking and investment account
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HQ: New York, NY, United States
What they do:
ValCtrl is building the only intelligent prediction market
Quick facts:
HQ: New York, NY, United States
Quick facts:
HQ: New York, NY, United States
Funding:
$33.8M · Debt · Jun 2026
Quick facts:
HQ: New York, NY, United States
Funding:
$9.69M · Equity · Mar 2026
Quick facts:
HQ: New York, NY, United States
Incorporated: 2025
Funding:
$7.2M · Equity + debt · May 2026
Quick facts:
HQ: New York, NY, United States
Incorporated: 2022
Funding:
$2.19M · SAFE · Jan 2026
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HQ: New York, NY, United States
Incorporated: 2022
Funding:
$1.32M · Options · Jun 2026
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HQ: New York, NY, United States
Incorporated: 2026
Funding:
$1.1M · Equity · Oct 2026
Quick facts:
HQ: New York, NY, United States
Incorporated: 2026
Funding:
$899K · Equity · Oct 2026
Quick facts:
HQ: New York, NY, United States
Incorporated: 2026
Funding:
$899K · Equity · Oct 2026
Axoni
Acquired
What they do:
Axoni is building the next generation of capital markets technology
Quick facts:
HQ: New York, NY, United States
Arcus
Acquired
What they do:
Payment-as-a-service that helps any business launch payment solutions
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HQ: New York, NY, United States
Sable
Acquired
What they do:
Mobile bank for credit-worthy, new-to-America internationals offering…
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HQ: New York, NY, United States
Trigo
Acquired
What they do:
Rent verification API for landlords and lenders
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HQ: New York, NY, United States
Buttercoin
Shut down
What they do:
Bitcoin Marketplace
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HQ: New York, NY, United States
Direct Match
Shut down
What they do:
Direct Match was a venture-backed startup building the first all-to-all US Treasury trading venue.
Quick facts:
HQ: New York, NY, United States
Parker
Shut down
What they do:
Parker is a digital bank.
Quick facts:
HQ: New York, NY, United States
Paperplane
Shut down
What they do:
Credit risk management platform for builders' merchants
Quick facts:
HQ: New York, NY, United States
Questions and answers
How many startups are on this list?
There are 35 startups on this list, last updated on Oct 15, 2026.
Which of them are hiring?
9 of them are hiring right now, including Nova Credit, OneChronos, and Haven.
Which of them have the largest teams?
By team size: NALA (168 employees), Axoni (155 employees), and Nova Credit (100 employees).
Which of them raised money recently?
Latest rounds: 1006 Brandon — $899K Equity (Oct 2026), 1414 Hampton — $899K Equity (Oct 2026), and 1811 Hampton — $1.1M Equity (Oct 2026).