Stripe
Hiring
What they do:
Economic infrastructure for the internet.
Quick facts:
HQ: San Francisco, CA, United States
Top Banking & Lending Startups in California
This list has 75 startups and was last updated on Oct 15, 2026. 21 of them are hiring right now. Biggest hubs: San Francisco (65), Los Angeles (6), and San Diego (2). Largest teams: Stripe, Coinbase, and Brex. Latest round: Remnant Financial Foundation raised $2M (Oct 7, 2026).
75 startupsPage 1 of 3
Coinbase
Public
What they do:
Buy, sell, and manage cryptocurrencies.
Quick facts:
HQ: Los Angeles, CA, United States
Alpaca
Hiring
What they do:
API-first stock and crypto brokerage platform
Quick facts:
HQ: San Francisco, CA, United States
Prodigal
Hiring
What they do:
Lending Intelligence Software
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Embedded banking software platform and marketplace
Quick facts:
HQ: San Francisco, CA, United States
Oxygen
Hiring
What they do:
A leading digital bank in the US offering personal and business…
Quick facts:
HQ: San Francisco, CA, United States
BeGo
Hiring
What they do:
BeGo Connects cargo shippers with truck suppliers in Mexico and US
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Challenger bank for enterprises
Quick facts:
HQ: San Francisco, CA, United States
What they do:
LTSE is an ecosystem for visionary business.
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Crypto-currency trading platform.
Quick facts:
HQ: Los Angeles, CA, United States
Prelim
Hiring
What they do:
Build better banking
Quick facts:
HQ: San Francisco, CA, United States
Legalist
Hiring
What they do:
Legal investment firm
Quick facts:
HQ: San Francisco, CA, United States
Casca
Hiring
What they do:
Make Banking Magical
Quick facts:
HQ: San Francisco, CA, United States
Karat Financial
Hiring
What they do:
Business banking that helps you grow
Quick facts:
HQ: Los Angeles, CA, United States
What they do:
Grain transforms the debit card you already have into a credit card…
Quick facts:
HQ: San Francisco, CA, United States
What they do:
AI-Native Spend platform built for Real Estate businesses
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Global neobank for emerging markets
Quick facts:
HQ: San Francisco, CA, United States
OWNY
Hiring
What they do:
AI driven payment rails for emerging market banks.
Quick facts:
HQ: San Francisco, CA, United States
What they do:
We give employees cash advances for their 401k match and ESPP
Quick facts:
HQ: San Francisco, CA, United States
Truss
Hiring
What they do:
Truss is a banking and payments network for blue-collar trades.
Quick facts:
HQ: San Francisco, CA, United States
Kastle
Hiring
What they do:
AI employee for consumer lending
Quick facts:
HQ: San Francisco, CA, United States
Every
Hiring
What they do:
Banking + Payroll/Benefits + Bookkeeping + Tax in one place
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Banking services for remote workers and digital nomads
Quick facts:
HQ: San Francisco, CA, United States
Kontigo
Hiring
What they do:
USDC-Smart Neobank for Latinos.
Quick facts:
HQ: San Francisco, CA, United States
Veritus
Hiring
What they do:
AI agents for the consumer lending industry
Quick facts:
HQ: San Francisco, CA, United States
What they do:
AI Compliance Analysts for Banks & Fintechs
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Multicurrency account & international payments for businesses
Quick facts:
HQ: San Francisco, CA, United States
What they do:
All in one finance platform for borderless businesses in Africa
Quick facts:
HQ: San Francisco, CA, United States
PAX Markets
Hiring
What they do:
Co-located trading facility and matching engine on one chip.
Quick facts:
HQ: San Francisco, CA, United States
Copperlane
Hiring
What they do:
Agentic Mortgage Origination
Quick facts:
HQ: San Francisco, CA, United States
Chestnut
Hiring
What they do:
The first AI mortgage lender
Quick facts:
HQ: San Francisco, CA, United States
Proximitty
Hiring
What they do:
AI operating system for commercial loans
Quick facts:
HQ: San Francisco, CA, United States
Fenrock AI
Hiring
What they do:
AI agents for banks
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Nonprofit Financial Management
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Banking for Gen Z, on steroids.
Quick facts:
HQ: San Francisco, CA, United States
What they do:
The world's simplest Bitcoin self-custody solution
Quick facts:
HQ: San Francisco, CA, United States
Questions and answers
How many startups are on this list?
There are 75 startups on this list, last updated on Oct 15, 2026.
Which of them are hiring?
21 of them are hiring right now, including Stripe, Alpaca, and Prodigal.
Which of them have the largest teams?
By team size: Stripe (7,000 employees), Coinbase (6,112 employees), and Brex (1,000 employees).
Which of them raised money recently?
Latest rounds: Remnant Financial Foundation — $2M Equity (Oct 2026), CapConnectPlus — $2.5M Equity (Jun 2026), and Use Steward — $3M Equity (Jun 2026).
Where are they based?
The biggest hubs are San Francisco (65), Los Angeles (6), and San Diego (2).