Stripe
Hiring
What they do:
Economic infrastructure for the internet.
Quick facts:
HQ: San Francisco, CA, United States
Top Banking & Lending Startups in the United States
This list has 176 startups and was last updated on Oct 15, 2026. 32 of them are hiring right now. Biggest hubs: San Francisco (65), New York (35), and Los Angeles (6). Largest teams: Stripe, Coinbase, and Brex. Latest round: 1006 Brandon raised $899K (Oct 14, 2026).
176 startupsPage 1 of 5
Coinbase
Public
What they do:
Buy, sell, and manage cryptocurrencies.
Quick facts:
HQ: Los Angeles, CA, United States
What they do:
Building Payments for the Next Billion.
Quick facts:
HQ: New York, NY, United States
Alpaca
Hiring
What they do:
API-first stock and crypto brokerage platform
Quick facts:
HQ: San Francisco, CA, United States
Nova Credit
Hiring
What they do:
Bridging a world of consumer-permissioned credit data
Quick facts:
HQ: New York, NY, United States
Prodigal
Hiring
What they do:
Lending Intelligence Software
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Embedded banking software platform and marketplace
Quick facts:
HQ: San Francisco, CA, United States
OneChronos
Hiring
What they do:
The Smart Market for Institutional Investors
Quick facts:
HQ: New York, NY, United States
Slash
Hiring
What they do:
Banking, corporate cards, stablecoin payments – available globally.
Quick facts:
HQ: Minneapolis, MN, United States
Oxygen
Hiring
What they do:
A leading digital bank in the US offering personal and business…
Quick facts:
HQ: San Francisco, CA, United States
BeGo
Hiring
What they do:
BeGo Connects cargo shippers with truck suppliers in Mexico and US
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Challenger bank for enterprises
Quick facts:
HQ: San Francisco, CA, United States
What they do:
LTSE is an ecosystem for visionary business.
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Crypto-currency trading platform.
Quick facts:
HQ: Los Angeles, CA, United States
What they do:
An end-to-end digital banking solution for banks and credit unions
Quick facts:
HQ: Troy, MI, United States
What they do:
Embedded lending infrastructure for software companies
Quick facts:
HQ: Austin, TX, United States
Prelim
Hiring
What they do:
Build better banking
Quick facts:
HQ: San Francisco, CA, United States
Legalist
Hiring
What they do:
Legal investment firm
Quick facts:
HQ: San Francisco, CA, United States
Casca
Hiring
What they do:
Make Banking Magical
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Payroll-backed loans and cash advances in Latam
Quick facts:
HQ: Miami, FL, United States
Alpha Vantage
Hiring
What they do:
Developer-friendly and enterprise-grade APIs for financial market…
Quick facts:
HQ: Boston, MA, United States
Karat Financial
Hiring
What they do:
Business banking that helps you grow
Quick facts:
HQ: Los Angeles, CA, United States
What they do:
Grain transforms the debit card you already have into a credit card…
Quick facts:
HQ: San Francisco, CA, United States
What they do:
AI-Native Spend platform built for Real Estate businesses
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Global neobank for emerging markets
Quick facts:
HQ: San Francisco, CA, United States
What they do:
SoFi for trade students
Quick facts:
HQ: New York, NY, United States
OWNY
Hiring
What they do:
AI driven payment rails for emerging market banks.
Quick facts:
HQ: San Francisco, CA, United States
Haven
Hiring
What they do:
Homeownership reimagined for the 21st century.
Quick facts:
HQ: New York, NY, United States
What they do:
We give employees cash advances for their 401k match and ESPP
Quick facts:
HQ: San Francisco, CA, United States
Truss
Hiring
What they do:
Truss is a banking and payments network for blue-collar trades.
Quick facts:
HQ: San Francisco, CA, United States
Kastle
Hiring
What they do:
AI employee for consumer lending
Quick facts:
HQ: San Francisco, CA, United States
Every
Hiring
What they do:
Banking + Payroll/Benefits + Bookkeeping + Tax in one place
Quick facts:
HQ: San Francisco, CA, United States
Kobalt Labs
Hiring
What they do:
AI-powered risk and compliance for financial institutions
Quick facts:
HQ: New York, NY, United States
What they do:
API-first banking for ambitious technology companies.
Quick facts:
HQ: Bend, OR, United States
What they do:
Novel is your international business bank account
Quick facts:
HQ: Minneapolis, MN, United States
What they do:
Financial Platform for Migrant Families in America
Quick facts:
HQ: Houston, TX, United States
Questions and answers
How many startups are on this list?
There are 176 startups on this list, last updated on Oct 15, 2026.
Which of them are hiring?
32 of them are hiring right now, including Stripe, Alpaca, and Nova Credit.
Which of them have the largest teams?
By team size: Stripe (7,000 employees), Coinbase (6,112 employees), and Brex (1,000 employees).
Which of them raised money recently?
Latest rounds: 1006 Brandon — $899K Equity (Oct 2026), 1414 Hampton — $899K Equity (Oct 2026), and 1811 Hampton — $1.1M Equity (Oct 2026).
Where are they based?
The biggest hubs are San Francisco (65), New York (35), and Los Angeles (6).