What they do:
AI Brokers for Industrial Trade
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HQ: San Francisco, CA, United States
Top Fintech Startups in the United States
This list has 802 startups and was last updated on Oct 15, 2026. 231 of them are hiring right now. Biggest hubs: San Francisco (390), New York (201), and Los Angeles (20). Largest teams: Stripe, Coinbase, and Deel. Latest round: 1006 Brandon raised $899K (Oct 14, 2026).
802 startupsPage 14 of 23
What they do:
AI agents for compliance at institutional trading firms
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HQ: San Francisco, CA, United States
What they do:
AI for the industries that power America.
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HQ: San Francisco, CA, United States
What they do:
AI Claims Investigator for Insurance
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HQ: New York, NY, United States
What they do:
Your health plan should get better year-round. Not just once a year.
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HQ: San Francisco, CA, United States
What they do:
100% EV fair gacha
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HQ: San Francisco, CA, United States
What they do:
Buxfer helps you make better spending decisions by making it easy to…
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HQ: San Francisco, CA, United States
What they do:
Direct P2P lending across the international wealth divide.
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HQ: Sterling, VA, United States
What they do:
Digital Co-op Renters Insurance = half the price, better coverage.
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HQ: San Francisco, CA, United States
What they do:
AI Agent for Billpay platforms to pay invoices with virtual cards
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HQ: San Francisco, CA, United States
What they do:
Charm is the universal payments app — send money to anyone.
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HQ: New York, NY, United States
What they do:
AI-native, hardware procurement marketplace
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HQ: San Francisco, CA, United States
What they do:
We automate the inventory process in insurance
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HQ: San Francisco, CA, United States
What they do:
Hedge fund where AI researches and executes every trade end-to-end
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HQ: New York, NY, United States
What they do:
The spend control layer for AI agents
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HQ: San Francisco, CA, United States
What they do:
Connect your agents to the stock market
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HQ: New York, NY, United States
What they do:
Helping bond investors find what's rich or cheap, and why
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HQ: San Francisco, CA, United States
What they do:
Physical intelligence for every decision with Geospatial AI.
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HQ: San Francisco, CA, United States
What they do:
Insurance Billing APIs for Healthcare Businesses
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HQ: New York, NY, United States
YC S12Growth stage
What they do:
Marketplace & Software Revolutionizing Yard Care
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HQ: San Francisco, CA, United States
YC W16Early stage
What they do:
Investing in innovation
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HQ: San Francisco, CA, United States
What they do:
Easy accounting for e-commerce
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HQ: San Francisco, CA, United States
YC S21Early stage
What they do:
AI Operations Partner for Mortgage & Banking
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HQ: New York, NY, United States
YC W22Early stage
What they do:
Find a home you can actually afford
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HQ: New York, NY, United States
YC W22Early stage
What they do:
AI-native back-office for banks and fintechs
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HQ: San Francisco, CA, United States
YC S26Early stage
What they do:
We help Fortune 500 companies hedge their supply chain risk
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HQ: San Francisco, CA, United States
YC S26Early stage
What they do:
AI-native insurance department for auto body shops
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HQ: San Francisco, CA, United States
YC W27Early stage
What they do:
cards for AI agents
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HQ: San Francisco, CA, United States
YC S26Early stage
What they do:
AI-native Accounting Firm that's killing Deloitte
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HQ: San Francisco, CA, United States
YC S26Early stage
What they do:
Commercial insurance for small businesses
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HQ: Salt Lake City, UT, United States
YC F26Early stage
Brex
Acquired
What they do:
Business accounts, corporate cards, and spend management software.
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HQ: San Francisco, CA, United States
Newfront
Acquired
What they do:
Modern insurance brokerage.
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HQ: San Francisco, CA, United States
WePay
Acquired
What they do:
Payments for platform businesses.
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HQ: San Francisco, CA, United States
Sendwave
Acquired
What they do:
Instant, no fee international remittances.
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HQ: Boston, MA, United States
Truebill
Acquired
What they do:
Live your best financial life
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HQ: Silver Spring, MD, United States
Fivestars
Acquired
What they do:
Customer loyalty and payments platform for small businesses.
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HQ: San Francisco, CA, United States