What they do:
The AI Agent Insurance Carrier
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HQ: San Francisco, CA, United States
Top Insurtech Startups in the United States
This list has 125 startups and was last updated on Oct 15, 2026. 43 of them are hiring right now. Biggest hubs: San Francisco (61), New York (25), and Waukee (4). Largest teams: Gusto, Newfront, and Corgi Insurance. Latest round: High Street Holdco raised $3.74M (Oct 8, 2026).
125 startupsPage 3 of 4
What they do:
AI native TPA starting with workers comp
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HQ: San Francisco, CA, United States
What they do:
Legora for commercial insurance carriers
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HQ: San Francisco, CA, United States
What they do:
AI-Native Insurance for Frontier Tech
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HQ: San Francisco, CA, United States
What they do:
AI Claims Investigator for Insurance
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HQ: New York, NY, United States
What they do:
Your health plan should get better year-round. Not just once a year.
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HQ: San Francisco, CA, United States
What they do:
Digital Co-op Renters Insurance = half the price, better coverage.
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HQ: San Francisco, CA, United States
What they do:
We automate the inventory process in insurance
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HQ: San Francisco, CA, United States
What they do:
Physical intelligence for every decision with Geospatial AI.
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HQ: San Francisco, CA, United States
What they do:
Insurance Billing APIs for Healthcare Businesses
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HQ: New York, NY, United States
YC S12Growth stage
What they do:
AI-native insurance department for auto body shops
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HQ: San Francisco, CA, United States
YC W27Early stage
What they do:
Commercial insurance for small businesses
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HQ: Salt Lake City, UT, United States
YC F26Early stage
Newfront
Acquired
What they do:
Modern insurance brokerage.
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HQ: San Francisco, CA, United States
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HQ: New York, NY, United States
Funding:
$3.03B · Mar 2026
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HQ: Newport Beach, CA, United States
Funding:
$791M · Jun 2026
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HQ: Tampa, FL, United States
Funding:
$552M · Equity · Jan 2026
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HQ: San Francisco, CA, United States
Incorporated: 2024
Funding:
$266M · Equity · Jun 2026
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HQ: Cleveland, OH, United States
Funding:
$56.2M · Equity · Oct 2026
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HQ: Minneapolis, MN, United States
Funding:
$50M · Equity · Jun 2026
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HQ: Oklahoma City, OK, United States
Incorporated: 2022
Funding:
$24.8M · Equity · Apr 2026
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HQ: Lincoln, NE, United States
Funding:
$21.7M · Apr 2026
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HQ: Wayne, PA, United States
Funding:
$21.3M · Equity · Feb 2026
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HQ: Waukee, IA, United States
Funding:
$16.4M · Equity · Jun 2026
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HQ: Waukee, IA, United States
Funding:
$12.7M · Equity · Jun 2026
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HQ: Waukee, IA, United States
Funding:
$11.6M · Equity · Jun 2026
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HQ: Highwood, IL, United States
Funding:
$10.2M · Equity · Feb 2026
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HQ: Chicopee, MA, United States
Funding:
$5.8M · Equity + debt · Mar 2026
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HQ: Waukee, IA, United States
Incorporated: 2025
Funding:
$4.45M · Equity · Jun 2026
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HQ: Wichita, KS, United States
Funding:
$4.13M · Equity · May 2026
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HQ: Traverse City, MI, United States
Funding:
$3.74M · Equity · Oct 2026
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HQ: Los Angeles, CA, United States
Funding:
$1.4M · Debt · May 2026
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HQ: Wilmington, DE, United States
Funding:
$1.24M · Equity · Oct 2026
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HQ: Omaha, NE, United States
Incorporated: 2023
Funding:
$1M · Equity · Oct 2026
Obie
Acquired
What they do:
Moving Investment Property Insurance Forward
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HQ: Chicago, IL, United States
Evry Health
Acquired
What they do:
Better health insurance for mid-size companies
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HQ: Dallas, TX, United States
Catch
Acquired
What they do:
Benefits for independent workers.
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HQ: New York, NY, United States