Cozmo AI
Hiring
What they do:
End-to-end AI agents for property claims, from loss report to estimate
Quick facts:
HQ: San Francisco, CA, United States
Top Insurtech Startups in the United States
This list has 125 startups and was last updated on Oct 15, 2026. 43 of them are hiring right now. Biggest hubs: San Francisco (61), New York (25), and Waukee (4). Largest teams: Gusto, Newfront, and Corgi Insurance. Latest round: High Street Holdco raised $3.74M (Oct 8, 2026).
125 startupsPage 2 of 4
Kyber
Hiring
What they do:
Instantly draft, review, and send complex regulatory notices.
Quick facts:
HQ: New York, NY, United States
Tesora
Hiring
What they do:
Frontier AI for Actuaries
Quick facts:
HQ: San Francisco, CA, United States
Fernstone
Hiring
What they do:
AI-native insurance brokerage.
Quick facts:
HQ: New York, NY, United States
Prescience, Inc.
Hiring
What they do:
Superintelligent health insurance that keeps employees healthy
Quick facts:
HQ: San Francisco, CA, United States
Postal
Hiring
What they do:
An AI native virtual address & mailroom for businesses.
Quick facts:
HQ: New York, NY, United States
Coverage Cat
Hiring
What they do:
Consumer Optimized Insurance
Quick facts:
HQ: New York, NY, United States
Quill Bills
Hiring
What they do:
AI-Powered Medical Billing
Quick facts:
HQ: San Francisco, CA, United States
Rovi Health
Hiring
What they do:
AI healthcare concierge for employees
Quick facts:
HQ: New York, NY, United States
SafeButler
Hiring
What they do:
Your chief servant for shopping insurance
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Automating procurement and finance for construction companies
Quick facts:
HQ: New York, NY, United States
What they do:
Enabling birth & postpartum doulas to easily accept insurance.
Quick facts:
HQ: New York, NY, United States
What they do:
Healthcare personal assistants for Medicare patients.
Quick facts:
HQ: New York, NY, United States
CopyCat AI
Hiring
What they do:
AI for Commercial Insurance Agencies
Quick facts:
HQ: Seattle, WA, United States
Hedge
Hiring
What they do:
AI-Native insurance company
Quick facts:
HQ: San Francisco, CA, United States
Klaimee
Hiring
What they do:
Liability insurance for AI Agents. You deploy agents, we cover you.
Quick facts:
HQ: San Francisco, CA, United States
Huscarl
Hiring
What they do:
AI-native actuary enabling self-insurance for corporations
Quick facts:
HQ: San Francisco, CA, United States
Covera
Hiring
What they do:
AI-native OS for insurance brokers
Quick facts:
HQ: San Francisco, CA, United States
Denta
Hiring
What they do:
Fortune 500 Dental Benefits for Startups
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Voice AI teams for medicare agencies.
Quick facts:
HQ: San Francisco, CA, United States
Adaptional
Hiring
What they do:
AI-powered insurance claims review
Quick facts:
HQ: San Francisco, CA, United States
YC S25Early stage
What they do:
Casey is an AI-native commercial insurance brokerage
Quick facts:
HQ: San Francisco, CA, United States
Spine
Hiring
What they do:
We run benefits, payroll & compliance for startups, for free
Quick facts:
HQ: San Francisco, CA, United States
YC F26Early stage
What they do:
The Modern Surety Bond Platform
Quick facts:
HQ: Austin, TX, United States
What they do:
Intelligent Medical Record Reviews
Quick facts:
HQ: New York, NY, United States
What they do:
Invoicing that pays you even if your buyer doesn’t
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Executable healthcare contracts
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HQ: San Francisco, CA, United States
What they do:
The new American reinsurance company.
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HQ: San Francisco, CA, United States
What they do:
AI Native Commercial Insurance Broker
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HQ: Philadelphia, PA, United States
What they do:
Insurance risk layer for physical AI
Quick facts:
HQ: San Francisco, CA, United States
What they do:
AI Native Commercial Insurance Brokerage
Quick facts:
HQ: San Francisco, CA, United States
What they do:
The AI-Native Decision Layer for Health Insurance
Quick facts:
HQ: Providence, RI, United States
What they do:
Florin is an AI-native insurance company that runs autonomously
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Get Paid for Family Caregiving
Quick facts:
HQ: Dover, DE, United States
What they do:
Instant healthcare for all, starting with work comp
Quick facts:
HQ: New York, NY, United States
What they do:
AI Verification for Insurance
Quick facts:
HQ: San Francisco, CA, United States