Finley
Acquired
What they do:
Streamline your debt capital raise and management
Quick facts:
HQ: San Francisco, CA, United States
Top Banking & Lending Startups in the United States
This list has 176 startups and was last updated on Oct 15, 2026. 32 of them are hiring right now. Biggest hubs: San Francisco (65), New York (35), and Los Angeles (6). Largest teams: Stripe, Coinbase, and Brex. Latest round: 1006 Brandon raised $899K (Oct 14, 2026).
176 startupsPage 5 of 5
Arc
Acquired
What they do:
Banking & Funding for Startups
Quick facts:
HQ: San Francisco, CA, United States
Dharma Labs
Acquired
What they do:
The easiest way to buy 74k+ crypto tokens with USD
Quick facts:
HQ: San Francisco, CA, United States
Sable
Acquired
What they do:
Mobile bank for credit-worthy, new-to-America internationals offering…
Quick facts:
HQ: New York, NY, United States
Seed
Acquired
What they do:
Mobile banking for small business.
Quick facts:
HQ: San Francisco, CA, United States
Onyx Private
Acquired
What they do:
A modern and more accessible private bank for the new generation
Quick facts:
HQ: Miami, FL, United States
Trigo
Acquired
What they do:
Rent verification API for landlords and lenders
Quick facts:
HQ: New York, NY, United States
Landed
Acquired
What they do:
White-labeled shared appreciation down payment programs for employers
Quick facts:
HQ: San Francisco, CA, United States
Standard Treasury
Acquired
What they do:
Banking APIs; acquired by Silicon Valley Bank in August 2015
Quick facts:
HQ: San Francisco, CA, United States
YC S13Early stage
Emburse
Acquired
What they do:
Expense management and AP automation.
Quick facts:
HQ: San Francisco, CA, United States
YC W16Early stage
Level
Acquired
What they do:
Fast and simple fintech financing
Quick facts:
HQ: San Francisco, CA, United States
LendUp
Shut down
What they do:
LendUp is a socially responsible company on a mission to redefine…
Quick facts:
HQ: San Francisco, CA, United States
Seis
Shut down
What they do:
Banking 100% in Spanish for the 44 million US Spanish speakers
Quick facts:
HQ: Salt Lake City, UT, United States
GoBuild (fka Brick)
Shut down
What they do:
The payments solution for small scale construction.
Quick facts:
HQ: San Francisco, CA, United States
Buttercoin
Shut down
What they do:
Bitcoin Marketplace
Quick facts:
HQ: New York, NY, United States
Direct Match
Shut down
What they do:
Direct Match was a venture-backed startup building the first all-to-all US Treasury trading venue.
Quick facts:
HQ: New York, NY, United States
Parker
Shut down
What they do:
Parker is a digital bank.
Quick facts:
HQ: New York, NY, United States
Blair
Shut down
What they do:
Financing education through Income Share Agreements
Quick facts:
HQ: San Francisco, CA, United States
Zage
Shut down
What they do:
Pay by bank and earn rewards
Quick facts:
HQ: San Francisco, CA, United States
Letter
Shut down
What they do:
Beautifully designed banking for high net-worth individuals.
Quick facts:
HQ: San Diego, CA, United States
CapWay
Shut down
What they do:
Inclusive financial technology service provider.
Quick facts:
HQ: Atlanta, GA, United States
Ivella
Shut down
What they do:
Banking and savings products designed for couples
Quick facts:
HQ: Los Angeles, CA, United States
Paperplane
Shut down
What they do:
Credit risk management platform for builders' merchants
Quick facts:
HQ: New York, NY, United States
Purpose Finance
Shut down
What they do:
Accelerating the shift to a more transparent economy
Quick facts:
HQ: San Francisco, CA, United States
Owners Circle
Shut down
What they do:
Kickstarter for local businesses
Quick facts:
HQ: San Francisco, CA, United States
Serica
Shut down
What they do:
Financial payment and loan services for the Medical Cannabis and…
Quick facts:
HQ: San Francisco, CA, United States
Ben
Shut down
What they do:
The easiest way to learn about, buy, and store cryptocurrency.
Quick facts:
HQ: San Diego, CA, United States
Safely Finance
Shut down
What they do:
BNPL for moving and renting.
Quick facts:
HQ: San Francisco, CA, United States
Nexus
Shut down
What they do:
Nexus offers a unified checking and investment account.
Quick facts:
HQ: San Francisco, CA, United States
Emigre
Shut down
What they do:
Banking in India for Indian expats (NRIs)
Quick facts:
HQ: San Francisco, CA, United States
Lendsnap
Shut down
What they do:
The Digital Mortgage Company.
Quick facts:
HQ: San Francisco, CA, United States
YC S16Early stage
Alma
Shut down
What they do:
Gamified mobile banking app where people can win $1M every Wednesday
Quick facts:
HQ: Seattle, WA, United States