What they do:
AI-native freight brokerage
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HQ: San Francisco, CA, United States
Top Fintech Startups in California
This list has 419 startups and was last updated on Oct 15, 2026. 132 of them are hiring right now. Biggest hubs: San Francisco (390), Los Angeles (20), and San Diego (3). Largest teams: Stripe, Coinbase, and Deel. Latest round: Remnant Financial Foundation raised $2M (Oct 7, 2026).
419 startupsPage 8 of 12
What they do:
Legora for commercial insurance carriers
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HQ: San Francisco, CA, United States
What they do:
AI-Native Insurance for Frontier Tech
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HQ: San Francisco, CA, United States
What they do:
Predict how market participants behave
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HQ: San Francisco, CA, United States
What they do:
The Bloomberg of Loans
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HQ: San Francisco, CA, United States
What they do:
AI Brokers for Industrial Trade
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HQ: San Francisco, CA, United States
What they do:
AI agents for compliance at institutional trading firms
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HQ: San Francisco, CA, United States
What they do:
AI for the industries that power America.
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HQ: San Francisco, CA, United States
What they do:
Your health plan should get better year-round. Not just once a year.
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HQ: San Francisco, CA, United States
What they do:
100% EV fair gacha
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HQ: San Francisco, CA, United States
What they do:
Buxfer helps you make better spending decisions by making it easy to…
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HQ: San Francisco, CA, United States
What they do:
Digital Co-op Renters Insurance = half the price, better coverage.
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HQ: San Francisco, CA, United States
What they do:
AI Agent for Billpay platforms to pay invoices with virtual cards
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HQ: San Francisco, CA, United States
What they do:
AI-native, hardware procurement marketplace
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HQ: San Francisco, CA, United States
What they do:
We automate the inventory process in insurance
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HQ: San Francisco, CA, United States
What they do:
The spend control layer for AI agents
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HQ: San Francisco, CA, United States
What they do:
Helping bond investors find what's rich or cheap, and why
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HQ: San Francisco, CA, United States
What they do:
Physical intelligence for every decision with Geospatial AI.
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HQ: San Francisco, CA, United States
What they do:
Marketplace & Software Revolutionizing Yard Care
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HQ: San Francisco, CA, United States
YC W16Early stage
What they do:
Investing in innovation
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HQ: San Francisco, CA, United States
What they do:
Easy accounting for e-commerce
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HQ: San Francisco, CA, United States
YC S21Early stage
What they do:
AI-native back-office for banks and fintechs
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HQ: San Francisco, CA, United States
YC S26Early stage
What they do:
We help Fortune 500 companies hedge their supply chain risk
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HQ: San Francisco, CA, United States
YC S26Early stage
What they do:
AI-native insurance department for auto body shops
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HQ: San Francisco, CA, United States
YC W27Early stage
What they do:
cards for AI agents
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HQ: San Francisco, CA, United States
YC S26Early stage
What they do:
AI-native Accounting Firm that's killing Deloitte
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HQ: San Francisco, CA, United States
YC S26Early stage
Brex
Acquired
What they do:
Business accounts, corporate cards, and spend management software.
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HQ: San Francisco, CA, United States
Newfront
Acquired
What they do:
Modern insurance brokerage.
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HQ: San Francisco, CA, United States
WePay
Acquired
What they do:
Payments for platform businesses.
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HQ: San Francisco, CA, United States
Fivestars
Acquired
What they do:
Customer loyalty and payments platform for small businesses.
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HQ: San Francisco, CA, United States
OpenInvest
Acquired
What they do:
Values based personalization at scale for asset and wealth management
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HQ: San Francisco, CA, United States
Quick facts:
HQ: Newport Beach, CA, United States
Funding:
$791M · Jun 2026
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HQ: San Francisco, CA, United States
Incorporated: 2024
Funding:
$266M · Equity · Jun 2026
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HQ: Los Angeles, CA, United States
Funding:
$20M · Debt · May 2026
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HQ: San Jose, CA, United States
Incorporated: 2024
Funding:
$17.2M · Equity · Feb 2026
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HQ: Oakland, CA, United States
Funding:
$8M · Debt · Apr 2026