What they do:
Grain transforms the debit card you already have into a credit card…
Quick facts:
HQ: San Francisco, CA, United States
Top Fintech Startups in San Francisco
This list has 390 startups and was last updated on Oct 15, 2026. 128 of them are hiring right now. Largest teams: Stripe, Deel, and Gusto. Latest round: Corgi Insurance Services raised $266M (Jun 4, 2026).
390 startupsPage 3 of 11
What they do:
A new kind of power for finance teams
Quick facts:
HQ: San Francisco, CA, United States
Atomic
Hiring
What they do:
API that lets companies embed investment accounts into their services
Quick facts:
HQ: San Francisco, CA, United States
What they do:
AI-Native Spend platform built for Real Estate businesses
Quick facts:
HQ: San Francisco, CA, United States
SyntheticFi
Hiring
What they do:
The cheapest way to borrow money
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Global neobank for emerging markets
Quick facts:
HQ: San Francisco, CA, United States
Harper
Hiring
What they do:
AI-native commercial insurance brokerage
Quick facts:
HQ: San Francisco, CA, United States
Apero Health
Hiring
What they do:
Modern medical billing
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Handl converts documents (invoices, income stabs, custom forms, etc.)…
Quick facts:
HQ: San Francisco, CA, United States
Datrics
Hiring
What they do:
Generative AI Healthcare Coding Automation
Quick facts:
HQ: San Francisco, CA, United States
Strada
Hiring
What they do:
AI agents that run insurance operations
Quick facts:
HQ: San Francisco, CA, United States
loopfour
Hiring
What they do:
Workflow automation, without AI hallucinations.
Quick facts:
HQ: San Francisco, CA, United States
Topkey
Hiring
What they do:
Topkey is the all-in-one financial operating platform that simplifies expense management for hospitality managers.
Quick facts:
HQ: San Francisco, CA, United States
Slope
Hiring
What they do:
The B2B Payments Platform
Quick facts:
HQ: San Francisco, CA, United States
OWNY
Hiring
What they do:
AI driven payment rails for emerging market banks.
Quick facts:
HQ: San Francisco, CA, United States
Numero
Hiring
What they do:
Modern fundraising software for political campaigns and nonprofits.
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Building an AI Health Insurance Agent.
Quick facts:
HQ: San Francisco, CA, United States
What they do:
We give employees cash advances for their 401k match and ESPP
Quick facts:
HQ: San Francisco, CA, United States
Truss
Hiring
What they do:
Truss is a banking and payments network for blue-collar trades.
Quick facts:
HQ: San Francisco, CA, United States
Stream
Hiring
What they do:
The AI Claims Workbench automating insurance claims
Quick facts:
HQ: San Francisco, CA, United States
Kastle
Hiring
What they do:
AI employee for consumer lending
Quick facts:
HQ: San Francisco, CA, United States
Every
Hiring
What they do:
Banking + Payroll/Benefits + Bookkeeping + Tax in one place
Quick facts:
HQ: San Francisco, CA, United States
Assembly HOA
Hiring
What they do:
AI-native HOA Management Company
Quick facts:
HQ: San Francisco, CA, United States
What they do:
AI tax filing for complex returns
Quick facts:
HQ: San Francisco, CA, United States
Fractional
Hiring
What they do:
The place where motivated investors and entrepreneurs co-own together.
Quick facts:
HQ: San Francisco, CA, United States
Dots 💸
Hiring
What they do:
Developer friendly drop in payouts infrastructure
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Banking services for remote workers and digital nomads
Quick facts:
HQ: San Francisco, CA, United States
Coris
Hiring
What they do:
AI risk and ops platform for Payment Processors, Banks, SaaS…
Quick facts:
HQ: San Francisco, CA, United States
What they do:
Bluedot is a single payment platform for EV drivers and fleets.
Quick facts:
HQ: San Francisco, CA, United States
SafetyKit
Hiring
What they do:
AI agents for risk, compliance, and safety
Quick facts:
HQ: San Francisco, CA, United States
Event Horizon Labs
Hiring
What they do:
AI research lab automating all of investing
Quick facts:
HQ: San Francisco, CA, United States
Kontigo
Hiring
What they do:
USDC-Smart Neobank for Latinos.
Quick facts:
HQ: San Francisco, CA, United States
Syntra
Hiring
What they do:
Faster healthcare payments
Quick facts:
HQ: San Francisco, CA, United States
Vesence
Hiring
What they do:
AI for High-Stakes Work
Quick facts:
HQ: San Francisco, CA, United States
Veritus
Hiring
What they do:
AI agents for the consumer lending industry
Quick facts:
HQ: San Francisco, CA, United States
ROE
Hiring
What they do:
AI for risk and compliance
Quick facts:
HQ: San Francisco, CA, United States