What they do:
The AI BPO for financial servies, run by computer-use agents
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HQ: San Francisco, CA, United States
Top Fintech Startups in San Francisco
This list has 390 startups and was last updated on Oct 15, 2026. 128 of them are hiring right now. Largest teams: Stripe, Deel, and Gusto. Latest round: Corgi Insurance Services raised $266M (Jun 4, 2026).
390 startupsPage 6 of 11
Spine
Hiring
What they do:
We run benefits, payroll & compliance for startups, for free
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HQ: San Francisco, CA, United States
YC F26Early stage
What they do:
AI-Native Restaurant POS
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HQ: San Francisco, CA, United States
What they do:
Banking for Gen Z, on steroids.
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HQ: San Francisco, CA, United States
What they do:
Frontier AI to stop fraud, abuse, and financial crimes.
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HQ: San Francisco, CA, United States
What they do:
Invoicing that pays you even if your buyer doesn’t
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HQ: San Francisco, CA, United States
What they do:
Executable healthcare contracts
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HQ: San Francisco, CA, United States
What they do:
Payments made easy for international travelers.
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HQ: San Francisco, CA, United States
What they do:
Deep intelligence for private markets
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HQ: San Francisco, CA, United States
What they do:
International payroll, built for founders
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HQ: San Francisco, CA, United States
What they do:
The full-stack AI financial audit firm
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HQ: San Francisco, CA, United States
What they do:
AI-Native Investor Relations
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HQ: San Francisco, CA, United States
What they do:
The BlackRock of collectibles
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HQ: San Francisco, CA, United States
What they do:
AI-native procurement services for the physical economy
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HQ: San Francisco, CA, United States
What they do:
Unifying Global Private Credit
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HQ: San Francisco, CA, United States
What they do:
The Face Filter NFT Marketplace
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HQ: San Francisco, CA, United States
What they do:
Realtime Access to Verified Tax Records
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HQ: San Francisco, CA, United States
What they do:
The world's simplest Bitcoin self-custody solution
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HQ: San Francisco, CA, United States
What they do:
Budgeting app with built-in banking
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HQ: San Francisco, CA, United States
What they do:
Agents for quantitative research and financial data science.
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HQ: San Francisco, CA, United States
What they do:
AI Agents for Lending Operations
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HQ: San Francisco, CA, United States
What they do:
The new American reinsurance company.
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HQ: San Francisco, CA, United States
What they do:
AI clerks that automate your payables
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HQ: San Francisco, CA, United States
What they do:
Insurance risk layer for physical AI
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HQ: San Francisco, CA, United States
What they do:
AI Native Commercial Insurance Brokerage
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HQ: San Francisco, CA, United States
What they do:
Underwrite borrowers around the world in minutes
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HQ: San Francisco, CA, United States
What they do:
Unified prediction markets trading platform
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HQ: San Francisco, CA, United States
What they do:
AI Back-Office Automation for Commercial Lenders
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HQ: San Francisco, CA, United States
What they do:
The market behind AI hardware.
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HQ: San Francisco, CA, United States
What they do:
Build everyday back-office agents on one live model of your books
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HQ: San Francisco, CA, United States
What they do:
The social trading app for stocks, memes, and perps
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HQ: San Francisco, CA, United States
What they do:
Florin is an AI-native insurance company that runs autonomously
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HQ: San Francisco, CA, United States
What they do:
The 401(k) that helps you grow
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HQ: San Francisco, CA, United States
What they do:
Encarte is building 1-click checkout for all online stores.
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HQ: San Francisco, CA, United States
What they do:
Marketplace for small business M&A
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HQ: San Francisco, CA, United States
What they do:
AI Analysts for the Buy-Side
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HQ: San Francisco, CA, United States