What they do:
Frictionless payments via SMS
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HQ: San Francisco, CA, United States
Top Fintech Startups in the United States
This list has 802 startups and was last updated on Oct 15, 2026. 231 of them are hiring right now. Biggest hubs: San Francisco (390), New York (201), and Los Angeles (20). Largest teams: Stripe, Coinbase, and Deel. Latest round: 1006 Brandon raised $899K (Oct 14, 2026).
802 startupsPage 10 of 23
What they do:
Agentive assurance system for auditors, risk consultants, and clients.
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HQ: Provo, UT, United States
What they do:
AI agents that automate AP, procurement, and finance
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HQ: San Francisco, CA, United States
What they do:
Nonprofit Financial Management
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HQ: San Francisco, CA, United States
Denta
Hiring
What they do:
Fortune 500 Dental Benefits for Startups
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HQ: San Francisco, CA, United States
What they do:
Mass-producing and financing micro data center incredibly quickly.
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HQ: San Francisco, CA, United States
What they do:
Self-improving agents that automate tedious operational work
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HQ: San Francisco, CA, United States
Sift
Hiring
What they do:
The Leader in Digital Trust & Safety
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HQ: San Francisco, CA, United States
What they do:
Online VC
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HQ: San Francisco, CA, United States
What they do:
Sourcing investment real estate
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HQ: New York, NY, United States
Giveffect
Hiring
What they do:
Fundraising, Volunteer and Donor Management SaaS for nonprofits.
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HQ: New York, NY, United States
YC W15Early stage
LootRush
Hiring
What they do:
The global operating account you truly deserve.
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HQ: San Francisco, CA, United States
What they do:
Document and spreadsheet automation for accountants
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HQ: Austin, TX, United States
What they do:
Account abstraction wallets as a service
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HQ: Los Angeles, CA, United States
Dill
Hiring
What they do:
Dill helps construction suppliers automate accounts receivable,…
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HQ: San Francisco, CA, United States
YC W23Early stage
What they do:
Unifying how the optical industry does business.
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HQ: Los Angeles, CA, United States
What they do:
AI agents that handles complex billing and revenue
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HQ: San Francisco, CA, United States
What they do:
Find and move money after a death
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HQ: Salt Lake City, UT, United States
What they do:
Voice AI teams for medicare agencies.
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HQ: San Francisco, CA, United States
What they do:
AI native financial institution
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HQ: San Francisco, CA, United States
Adaptional
Hiring
What they do:
AI-powered insurance claims review
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HQ: San Francisco, CA, United States
YC S25Early stage
What they do:
AI advisor for retail investors
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HQ: San Francisco, CA, United States
What they do:
Casey is an AI-native commercial insurance brokerage
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HQ: San Francisco, CA, United States
What they do:
Trade with superhuman instinct
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HQ: San Francisco, CA, United States
Totalis
Hiring
What they do:
derivative layer for prediction markets
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HQ: New York, NY, United States
YC X26Early stage
What they do:
Live Evaluation Arenas for Financial Work
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HQ: New York, NY, United States
What they do:
The AI BPO for financial servies, run by computer-use agents
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HQ: San Francisco, CA, United States
What they do:
Agents that run middle/back-office operations for Private Capital
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HQ: New York, NY, United States
Spine
Hiring
What they do:
We run benefits, payroll & compliance for startups, for free
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HQ: San Francisco, CA, United States
YC F26Early stage
What they do:
Helping fleets find and pay parking tickets
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HQ: Pittsburgh, PA, United States
What they do:
AI-Native Restaurant POS
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HQ: San Francisco, CA, United States
What they do:
Banking for Gen Z, on steroids.
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HQ: San Francisco, CA, United States
What they do:
Automated sweep account, invest without the stress of speculating
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HQ: Salt Lake City, UT, United States
What they do:
Palantir for Web3
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HQ: New York, NY, United States
What they do:
Frontier AI to stop fraud, abuse, and financial crimes.
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HQ: San Francisco, CA, United States
What they do:
AI Assistant for Excel
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HQ: New York, NY, United States