What they do:
Banking services for remote workers and digital nomads
Quick facts:
HQ: San Francisco, CA, United States
Top Banking & Lending Startups in the United States
This list has 176 startups and was last updated on Oct 15, 2026. 32 of them are hiring right now. Biggest hubs: San Francisco (65), New York (35), and Los Angeles (6). Largest teams: Stripe, Coinbase, and Brex. Latest round: 1006 Brandon raised $899K (Oct 14, 2026).
176 startupsPage 2 of 5
Kontigo
Hiring
What they do:
USDC-Smart Neobank for Latinos.
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HQ: San Francisco, CA, United States
Veritus
Hiring
What they do:
AI agents for the consumer lending industry
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HQ: San Francisco, CA, United States
What they do:
A Global Bank on Chain
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HQ: Miami, FL, United States
What they do:
AI Compliance Analysts for Banks & Fintechs
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HQ: San Francisco, CA, United States
What they do:
Multicurrency account & international payments for businesses
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HQ: San Francisco, CA, United States
Finosu
Hiring
What they do:
AI Native Consumer Loan Servicer
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HQ: New York, NY, United States
What they do:
FundOS — AI operations for fund managers
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HQ: Norwalk, CT, United States
What they do:
All in one finance platform for borderless businesses in Africa
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HQ: San Francisco, CA, United States
Arpari
Hiring
What they do:
Multibank treasury management
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HQ: New York, NY, United States
Cardinal Gray
Hiring
What they do:
Automating lenders' interactions with the DMV
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HQ: New York, NY, United States
PAX Markets
Hiring
What they do:
Co-located trading facility and matching engine on one chip.
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HQ: San Francisco, CA, United States
Liquid Compute
Hiring
What they do:
Pending CFTC regulation to be the first cash and physically settled…
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HQ: New York, NY, United States
Maywood
Hiring
What they do:
The first finance-compliant proactive AI that runs 24/7
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HQ: New York, NY, United States
What they do:
Save money and win prizes up to $10m through weekly number draws.
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HQ: New York, NY, United States
Copperlane
Hiring
What they do:
Agentic Mortgage Origination
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HQ: San Francisco, CA, United States
What they do:
Buy flights for only a fraction upfront and pay off the rest in…
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HQ: Chicago, IL, United States
What they do:
Institutional equities broker-dealer
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HQ: New York, NY, United States
Chestnut
Hiring
What they do:
The first AI mortgage lender
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HQ: San Francisco, CA, United States
Proximitty
Hiring
What they do:
AI operating system for commercial loans
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HQ: San Francisco, CA, United States
Fenrock AI
Hiring
What they do:
AI agents for banks
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HQ: San Francisco, CA, United States
What they do:
Nonprofit Financial Management
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HQ: San Francisco, CA, United States
What they do:
Banking for Gen Z, on steroids.
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HQ: San Francisco, CA, United States
What they do:
The Cross-Border Neobank for the Middle East
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HQ: Orlando, FL, United States
What they do:
Neobank for e-commerce businesses
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HQ: New York, NY, United States
What they do:
Invest in public companies KPIs
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HQ: New York, NY, United States
What they do:
The world's simplest Bitcoin self-custody solution
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HQ: San Francisco, CA, United States
What they do:
Budgeting app with built-in banking
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HQ: San Francisco, CA, United States
What they do:
AI Agents for Lending Operations
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HQ: San Francisco, CA, United States
What they do:
AI-native financial institution for global businesses + agents.
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HQ: New York, NY, United States
What they do:
Underwrite borrowers around the world in minutes
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HQ: San Francisco, CA, United States
What they do:
AI Back-Office Automation for Commercial Lenders
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HQ: San Francisco, CA, United States
What they do:
Working capital for data companies training frontier AI
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HQ: New York, NY, United States
What they do:
The smarter way to manage USD earnings globally
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HQ: San Francisco, CA, United States
What they do:
Combined checking and investment account
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HQ: New York, NY, United States
What they do:
Stablecoin Global Bank Account
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HQ: San Francisco, CA, United States