What they do:
ValCtrl is building the only intelligent prediction market
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HQ: New York, NY, United States
Top Banking & Lending Startups in the United States
This list has 176 startups and was last updated on Oct 15, 2026. 32 of them are hiring right now. Biggest hubs: San Francisco (65), New York (35), and Los Angeles (6). Largest teams: Stripe, Coinbase, and Brex. Latest round: 1006 Brandon raised $899K (Oct 14, 2026).
176 startupsPage 3 of 5
What they do:
The Bloomberg of Loans
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HQ: San Francisco, CA, United States
What they do:
AI agents for compliance at institutional trading firms
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HQ: San Francisco, CA, United States
What they do:
Direct P2P lending across the international wealth divide.
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HQ: Sterling, VA, United States
What they do:
Investing in innovation
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HQ: San Francisco, CA, United States
Brex
Acquired
What they do:
Business accounts, corporate cards, and spend management software.
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HQ: San Francisco, CA, United States
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HQ: Columbus, OH, United States
Incorporated: 2025
Funding:
$276M · Equity · Jun 2026
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HQ: Cheyenne, WY, United States
Incorporated: 2024
Funding:
$100M · Equity · Jan 2026
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HQ: East Lansing, MI, United States
Funding:
$75M · Debt · May 2026
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HQ: Coral Gables, FL, United States
Incorporated: 2025
Funding:
$57M · Equity · May 2026
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HQ: Lakewood, NJ, United States
Funding:
$40M · Debt · Jan 2026
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HQ: Des Peres, MO, United States
Funding:
$39.2M · Equity · Jan 2026
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HQ: New York, NY, United States
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$33.8M · Debt · Jun 2026
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HQ: Waterloo, IA, United States
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$30M · Debt · May 2026
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HQ: Knoxville, TN, United States
Incorporated: 2023
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$22.8M · Equity · Mar 2026
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HQ: Henderson, NV, United States
Incorporated: 2025
Funding:
$20.9M · Equity · Oct 2026
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HQ: Los Angeles, CA, United States
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$20M · Debt · May 2026
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HQ: Gilbert, AZ, United States
Incorporated: 2024
Funding:
$15M · Equity · Feb 2026
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HQ: Fairfield, IA, United States
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$14.8M · Equity · Mar 2026
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HQ: Atlanta, GA, United States
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$10.8M · Debt · Oct 2026
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HQ: Los Alamos, NM, United States
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$10M · Debt · Mar 2026
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HQ: New York, NY, United States
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$9.69M · Equity · Mar 2026
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HQ: Johnston, IA, United States
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$9.59M · Equity · Oct 2026
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HQ: Middletown, DE, United States
Incorporated: 2023
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$9.5M · Equity · Mar 2026
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HQ: Minneapolis, MN, United States
Incorporated: 2024
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$8.99M · Equity · Apr 2026
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HQ: Dallas, TX, United States
Incorporated: 2023
Funding:
$8.75M · Equity · Apr 2026
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HQ: Metairie, LA, United States
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$8.5M · Debt · Jan 2026
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HQ: Casa Grande, AZ, United States
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$8M · Debt · Jun 2026
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HQ: Oakland, CA, United States
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$8M · Debt · Apr 2026
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HQ: New York, NY, United States
Incorporated: 2025
Funding:
$7.2M · Equity + debt · May 2026
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HQ: Denver, CO, United States
Incorporated: 2026
Funding:
$6.49M · Equity · Oct 2026
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HQ: Brandenburg, KY, United States
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$6M · Debt · Apr 2026
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HQ: Miami, FL, United States
Incorporated: 2023
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$5.33M · Equity + debt · Mar 2026
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HQ: Long Lake, MN, United States
Incorporated: 2024
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$5.2M · Equity · Jan 2026
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HQ: Clearwater, FL, United States
Incorporated: 2024
Funding:
$5.12M · Equity · Jun 2026
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HQ: Sioux Falls, SD, United States
Funding:
$5.03M · Equity · May 2026