Lago
Hiring
What they do:
The AI Native Billing Platform
Quick facts:
HQ: San Francisco, CA, United States
Top Fintech Startups in California
This list has 419 startups and was last updated on Oct 15, 2026. 132 of them are hiring right now. Biggest hubs: San Francisco (390), Los Angeles (20), and San Diego (3). Largest teams: Stripe, Coinbase, and Deel. Latest round: Remnant Financial Foundation raised $2M (Oct 7, 2026).
419 startupsPage 3 of 12
What they do:
#1 easiest-to-use payroll for startups
Quick facts:
HQ: San Francisco, CA, United States
Atlas
Hiring
What they do:
Modern spend management & concierge.
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HQ: San Francisco, CA, United States
Karat Financial
Hiring
What they do:
Business banking that helps you grow
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HQ: Los Angeles, CA, United States
What they do:
Grain transforms the debit card you already have into a credit card…
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HQ: San Francisco, CA, United States
What they do:
A new kind of power for finance teams
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HQ: San Francisco, CA, United States
Atomic
Hiring
What they do:
API that lets companies embed investment accounts into their services
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HQ: San Francisco, CA, United States
What they do:
AI-Native Spend platform built for Real Estate businesses
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HQ: San Francisco, CA, United States
SyntheticFi
Hiring
What they do:
The cheapest way to borrow money
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HQ: San Francisco, CA, United States
What they do:
Global neobank for emerging markets
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HQ: San Francisco, CA, United States
Harper
Hiring
What they do:
AI-native commercial insurance brokerage
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HQ: San Francisco, CA, United States
Apero Health
Hiring
What they do:
Modern medical billing
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HQ: San Francisco, CA, United States
What they do:
Handl converts documents (invoices, income stabs, custom forms, etc.)…
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HQ: San Francisco, CA, United States
Datrics
Hiring
What they do:
Generative AI Healthcare Coding Automation
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HQ: San Francisco, CA, United States
Strada
Hiring
What they do:
AI agents that run insurance operations
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HQ: San Francisco, CA, United States
loopfour
Hiring
What they do:
Workflow automation, without AI hallucinations.
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HQ: San Francisco, CA, United States
Topkey
Hiring
What they do:
Topkey is the all-in-one financial operating platform that simplifies expense management for hospitality managers.
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HQ: San Francisco, CA, United States
Slope
Hiring
What they do:
The B2B Payments Platform
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HQ: San Francisco, CA, United States
OWNY
Hiring
What they do:
AI driven payment rails for emerging market banks.
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HQ: San Francisco, CA, United States
Numero
Hiring
What they do:
Modern fundraising software for political campaigns and nonprofits.
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HQ: San Francisco, CA, United States
What they do:
Building an AI Health Insurance Agent.
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HQ: San Francisco, CA, United States
What they do:
We give employees cash advances for their 401k match and ESPP
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HQ: San Francisco, CA, United States
Truss
Hiring
What they do:
Truss is a banking and payments network for blue-collar trades.
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HQ: San Francisco, CA, United States
Stream
Hiring
What they do:
The AI Claims Workbench automating insurance claims
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HQ: San Francisco, CA, United States
Kastle
Hiring
What they do:
AI employee for consumer lending
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HQ: San Francisco, CA, United States
Every
Hiring
What they do:
Banking + Payroll/Benefits + Bookkeeping + Tax in one place
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HQ: San Francisco, CA, United States
Assembly HOA
Hiring
What they do:
AI-native HOA Management Company
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HQ: San Francisco, CA, United States
Ignition Benefits
Hiring
What they do:
The AI-Native Benefits Brokerage
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HQ: Los Angeles, CA, United States
What they do:
AI tax filing for complex returns
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HQ: San Francisco, CA, United States
Fractional
Hiring
What they do:
The place where motivated investors and entrepreneurs co-own together.
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HQ: San Francisco, CA, United States
Dots 💸
Hiring
What they do:
Developer friendly drop in payouts infrastructure
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HQ: San Francisco, CA, United States
What they do:
Banking services for remote workers and digital nomads
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HQ: San Francisco, CA, United States
Coris
Hiring
What they do:
AI risk and ops platform for Payment Processors, Banks, SaaS…
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HQ: San Francisco, CA, United States
What they do:
Bluedot is a single payment platform for EV drivers and fleets.
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HQ: San Francisco, CA, United States
SafetyKit
Hiring
What they do:
AI agents for risk, compliance, and safety
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HQ: San Francisco, CA, United States
Event Horizon Labs
Hiring
What they do:
AI research lab automating all of investing
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HQ: San Francisco, CA, United States