What they do:
All-in-one spend management for businesses in Latam
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Top Banking & Lending Startups
This list has 296 startups and was last updated on Oct 15, 2026. 50 of them are hiring right now. Biggest hubs: San Francisco (65), New York (35), and Mexico City (11). Largest teams: Stripe, Coinbase, and Kapital Bank. Latest round: 1006 Brandon raised $899K (Oct 14, 2026).
Survival statistics →193 open roles →
296 startupsPage 5 of 9
What they do:
Credit Card for college students based on UPI.
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What they do:
Secured consumer lending in India
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What they do:
Financing the next-generation of infrastructure projects
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What they do:
Banking for Gen Z, on steroids.
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HQ: San Francisco, CA, United States
What they do:
The Cross-Border Neobank for the Middle East
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HQ: Orlando, FL, United States
What they do:
Neobank for e-commerce businesses
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HQ: New York, NY, United States
What they do:
Invest in public companies KPIs
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HQ: New York, NY, United States
What they do:
The world's simplest Bitcoin self-custody solution
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HQ: San Francisco, CA, United States
What they do:
Budgeting app with built-in banking
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HQ: San Francisco, CA, United States
What they do:
Ramp for Real Estate
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What they do:
AI Agents for Lending Operations
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HQ: San Francisco, CA, United States
What they do:
AI native consumer lending platform for underserved Americans
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What they do:
AI-native financial institution for global businesses + agents.
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HQ: New York, NY, United States
What they do:
Underwrite borrowers around the world in minutes
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HQ: San Francisco, CA, United States
What they do:
AI Back-Office Automation for Commercial Lenders
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HQ: San Francisco, CA, United States
What they do:
Working capital for data companies training frontier AI
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HQ: New York, NY, United States
What they do:
Digital banking platform for the 30 million smartphone users in DRC.
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HQ: Kinshasa, Democratic Republic of the Congo
What they do:
The smarter way to manage USD earnings globally
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HQ: San Francisco, CA, United States
What they do:
Combined checking and investment account
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HQ: New York, NY, United States
What they do:
Stablecoin Global Bank Account
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HQ: San Francisco, CA, United States
What they do:
ValCtrl is building the only intelligent prediction market
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HQ: New York, NY, United States
What they do:
The Bloomberg of Loans
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HQ: San Francisco, CA, United States
What they do:
AI agents for compliance at institutional trading firms
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HQ: San Francisco, CA, United States
What they do:
Direct P2P lending across the international wealth divide.
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HQ: Sterling, VA, United States
What they do:
Investing in innovation
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HQ: San Francisco, CA, United States
Brex
Acquired
What they do:
Business accounts, corporate cards, and spend management software.
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HQ: San Francisco, CA, United States
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HQ: Columbus, OH, United States
Incorporated: 2025
Funding:
$276M · Equity · Jun 2026
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HQ: Cheyenne, WY, United States
Incorporated: 2024
Funding:
$100M · Equity · Jan 2026
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HQ: East Lansing, MI, United States
Funding:
$75M · Debt · May 2026
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HQ: Coral Gables, FL, United States
Incorporated: 2025
Funding:
$57M · Equity · May 2026
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HQ: Lakewood, NJ, United States
Funding:
$40M · Debt · Jan 2026
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HQ: Des Peres, MO, United States
Funding:
$39.2M · Equity · Jan 2026
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HQ: New York, NY, United States
Funding:
$33.8M · Debt · Jun 2026
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HQ: Waterloo, IA, United States
Funding:
$30M · Debt · May 2026
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HQ: Knoxville, TN, United States
Incorporated: 2023
Funding:
$22.8M · Equity · Mar 2026